21820 Rio Grande Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21820 Rio Grande Dr, Macomb, MI 48044

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,801 sqft · built 2017
Lot Size0.193 acres (8,407 sqft)
OwnerTrust Name on File
Last Sale$88,500 (Sep 2018)
Tax Bill$7,168 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Aug 2023 Transfer
+ 4 more
Flood ZoneZone X (moderate risk)
APN20-08-23-351-057

Property Details

APN / Parcel Number

Primary APN20-08-23-351-057
Alternative APN
  • 0823351057

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,801 sqft Living Area
1st Floor Area1,294 sqft
Basement Area1,294 sqft
Unfinished Basement1,294 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area670 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address21820 RIO GRANDE DR
CityMACOMB
StateMI
Zip48044-4440
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionRIVIERA RIDGE ESTATES I MCCP NO. 1138 UNIT 57 LIBER 24604 PGS 29 - 98
Legal SubdivisionRIVIERA RIDGE ESTATES
Legal Unit57
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2015
Census Tract223401

Owner

21820 Rio Grande Dr, a condominium, is owner-occupied and held in a trust since July 2023.

Source: Macomb County records, as of October 19, 2026

Owner of RecordTrust Name on File
Mailing Address21820 RIO GRANDE DR, MACOMB, MI 48044-4440
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BANK
Aug 14, 2023Intrafamily Transfer, Transfer
Jun 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 26, 2018Warranty Deed, Subdivision Related Transfer
CARRINGTON MTG SVCS
Aug 3, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2018 · Amount on File
Deed SaleSep 26, 2018 · Amount on File
Deed Document Number20188106594
Deed Book / Page25594 / 863
Last Transfer DateJul 27, 2023
Transfer Doc0000069577
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21820 RIO GRANDE DR, MACOMB, MI 48044-4440
Transaction TypeMortgage
Record UpdatedOct 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address21820 RIO GRANDE DR, MACOMB, MI 48044-4440

Mortgage

Document Number2300080212
DateSep 20, 2023
Book Page29304/581
Instrument202300080212
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 11, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateAug 14, 2023
Property Address21820 RIO GRANDE DR, MACOMB, MI 48044-4440
Document Number2300069577
Book / Page29254 / 853
Map ReferenceLB 24604 PG 29-98
Instrument DateJul 27, 2023
Instrument202300069577
Transaction TypeTransfer
Record UpdatedSep 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21820 RIO GRANDE DR, MACOMB, MI 48044-4440

Transferred To (Grantee/Buyer)

NameVerified Name
Address21820 RIO GRANDE DR, MACOMB, MI 48044-4440

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21820 RIO GRANDE DR, MACOMB, MI 48044-4440
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062182
DateJun 1, 2020
Book Page26733/65
Instrument2062182
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21820 RIO GRANDE DR, MACOMB, MI 48044-4440
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address21820 RIO GRANDE DR, MACOMB, MI 48044-4440

Mortgage

Document Number0000113130
DateJan 26, 2021
Book Page27365/87
Instrument2113130
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

September 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateSep 26, 2018
Property Address21820 RIO GRANDE DR, MACOMB, MI 48044-4440
Document Number0000006594
Book / Page025594 / 000863
Instrument DateSep 18, 2018
Instrument6594
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 22, 2019
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$743.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21820 RIO GRANDE DR MACOMB MI 480444440, MACOMB, MI 48044-4440

Mortgage

Document Number6595
DateSep 26, 2018
Book Page025594/000866
Instrument6595
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
AmountAmount on Record
Term360 Months
DueSep 25, 2048
Interest
Rate TypeAdjustable Rate
Rate8.87%

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateAug 3, 2017
Property Address21820 RIO GRANDE DR, MACOMB, MI 48044-4440
Document Number0000094771
Book / Page024862 / 000764
Instrument DateJul 14, 2017
Instrument94771
Transaction TypeTransfer
Record UpdatedMay 22, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address50841 PINNACLE WOODS LN MACOMB MI 480425536, MACOMB, MI 48042-5536

Tax Assessment & Valuation

The 2025 property tax bill for 21820 Rio Grande Dr was $7,168 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$285,800$571,600
2025$7,168.00
2023$230,600$461,200
2022$6,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21820 Rio Grande Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21820 Rio Grande Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Rio Grande Dr

Nearby Streets

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