2182 Durell Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2182 Durell Ln, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,857 sqft · built 2008
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on Record
Last Sale	$308,500 (Oct 2021)
Tax Bill	$2,737 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-3312-00E00-0100`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-3312-00E00-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,857 sqft Heated Area
Gross Area	2,502 sqft
1st Floor Area	2,298 sqft
Utility Area	18 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,023 sqft (0.276 acres)
Lot Width	390 ft Width
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S26331200E000100
Street Address	2182 DURELL LN
City	NAVARRE
State	FL
Zip	32566-5535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PROMISE CREEK LOT 10 BLK E AS DES IN OR 4190 PG 889
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	PROMISE CREEK
Legal Block	E
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1000
Census Tract	10826

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2182 DURELL LN, NAVARRE, FL 32566-5535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · VA Mortgage GERSHMAN INVESTMENT CORP
Oct 8, 2021	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Sep 23, 2008 · Amount on Record
Deed Document Number	202167324
Deed Book / Page	4190 / 889
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2182 DURELL LN, NAVARRE, FL 32566-5535
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 62ND ST, WELDON, IA 50264

Mortgage

Document Number	0040120939
Date	Oct 8, 2020
Book Page	4012/939
Instrument	202051958

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 8, 2021
Property Address	2182 DURELL LN, NAVARRE, FL 32566-5535
Document Number	0041900889
Book / Page	4190 / 889
Map Reference	MB 10 PG 71
Instrument Date	Oct 5, 2021
Instrument	202167324
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SOUTH OAK TTL FT WALTON BEAC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,159.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 62ND ST, 123, WEST DES MOINES, IA 50266-8605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2182 DURELL LN, NAVARRE, FL 32566-5535

Mortgage

Document Number	0004190891
Date	Oct 8, 2021
Instrument	4190/891

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,737.00 (+2.16%) Homeowner's exemption	$261,837 (+2.71%) Land $46,200 Building $215,637	$261,837 (-1.75%) Land $46,200 Building $215,637
2023	$2,679.00 (+2.64%) Homeowner's exemption	$254,934 (+3%)	$266,503 (+7.67%) Land $42,000 Building $224,503
2022	$2,610.00 Homeowner's exemption	$247,509	$247,509 Land $37,800 Building $209,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: LiveOak Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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