Santa Rosa County property record for 2178 Durell Ln, Navarre, FL 32566 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,986 sqft · built 2008 |
| Lot Size | 0.107 acres (4,704 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (May 2017) |
| Tax Bill | $2,203 (2024) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-3312-00E00-0110 |
| Primary APN | 18-2S-26-3312-00E00-0110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,986 sqft Heated Area |
| Gross Area | 2,606 sqft |
| 1st Floor Area | 2,374 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 4,704 sqft (0.107 acres) |
| Lot Dimensions | 1,210 ft deep x 390 ft wide |
| Garage Area | 388 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 16 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 182S26331200E000110 |
|---|---|
| Street Address | 2178 DURELL LN |
| City | NAVARRE |
| State | FL |
| Zip | 32566-5535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROMISE CREEK BLK E LT 11 AS DES IN OR 3626 PG 1810 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | PROMISE CREEK |
| Legal Block | E |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10826 |
Source: Santa Rosa County records · APN 18-2S-26-3312-00E00-0110
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2178 DURELL LN, NAVARRE, FL 32566-5535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 03, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jun 23, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| May 23, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on Record |
| Deed Sale | May 23, 2017 · Amount on Record |
| Prior Sale | Nov 04, 2008 · Amount on Record |
| Deed Document Number | 201720742 |
| Deed Book / Page | 3626 / 1810 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2178 DURELL LN, NAVARRE, FL 32566-5535 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2178 DURELL LN, NAVARRE, FL 32566-5535 |
| Investor | Possibly a Property Investor |
| Document Number | 0046540692 |
|---|---|
| Date | Sep 03, 2025 |
| Book Page | 4654/692 |
| Instrument | 202540887 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2178 DURELL LN, NAVARRE, FL 32566-5535 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2178 DURELL LN, NAVARRE, FL 32566-5535 |
| Document Number | 0041380042 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 4138/42 |
| Instrument | 202142170 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 23, 2017 |
| Property Address | 2178 DURELL LN, NAVARRE, FL 32566-5535 |
| Document Number | 0036261810 |
| Book / Page | 003626 / 001810 |
| Instrument Date | May 22, 2017 |
| Instrument | 20742 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2178 DURELL LN NAVARRE FL 325665535, NAVARRE, FL 32566-5535 |
| Document Number | 36261811 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 003626/001811 |
| Instrument | 20743 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2047 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,203.00 (+2.75%) Homeowner's exemption | $215,526 (+3%) | $292,743 (-1.91%) Land $46,200 Building $246,543 |
| 2023 | $2,144.00 (+2.78%) Homeowner's exemption | $209,249 (+3%) | $298,438 (+7.69%) Land $42,000 Building $256,438 |
| 2022 | $2,086.00 Homeowner's exemption | $203,154 | $277,137 Land $37,800 Building $239,337 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108261, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 43 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014, other causes, Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Moderate above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 472 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property
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|---|---|---|
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