21812 Ridgeview Dr, Saucier, MS 39574 Property Records

Harrison County property record for 21812 Ridgeview Dr, Saucier, MS 39574

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,577 sqft · built 2007
Lot Size	0.707 acres (30,815 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,500 (Apr 2017)
Tax Bill	$951 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0504-28-003.037`

Property Details

APN / Parcel Number

Primary APN	`0504-28-003.037`
Alternative APN	`126687`

Interior

Full Baths	1 Bath
Building Area	1,577 sqft Adjusted Area
1st Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,815 sqft (0.707 acres)
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	21812 RIDGEVIEW DR
City	SAUCIER
State	MS
Zip	39574-6062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 EDGEWOOD SUBD PH 1 SEC 28-5-12
Legal Range	12W
Legal Township	05S
Legal Section	28
Legal Subdivision	EDGEWOOD SUBD PH 1
Legal Phase	1
Legal Lot Number	35
Jurisdiction	HARRISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3020
Census Tract	3514

Owner

Source: Harrison County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2184 ALICE DR, BILOXI, MS 39531-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Apr 3, 2017	Deed of Trust, Mortgage GULF SOUTH MORTGAGE
Apr 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	20171981DJ1
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Recording Date	May 4, 2026
Property Address	21812 RIDGEVIEW DR, SAUCIER, MS 39574-6062
Document Number	0000008456
Instrument Date	Apr 29, 2026
Instrument	20268456
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	21812 RIDGEVIEW DR, SAUCIER, MS 39574-6062

Mortgage

Document Number	0000008456,
Date	May 4, 2026
Instrument	20268456

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	21812 RIDGEVIEW DR, SAUCIER, MS 39574-6062
Transaction Type	Mortgage
Record Updated	Feb 19, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21812 RIDGEVIEW DR, SAUCIER, MS 39574-6062

Mortgage

Document Number	20240001900TJ1
Date	Jan 31, 2024
Instrument	2024-0001900-T-J1

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	21812 RIDGEVIEW DR, SAUCIER, MS 39574-6062
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170002928TJ1
Date	Apr 3, 2017
Instrument	2017-0002928-T-J1

Lender

Name	GULF SOUTH MORTGAGE
Type	Mortgage Company
Address	GULFPORT, MS 39503

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Apr 3, 2017
Property Address	21812 RIDGEVIEW DR, SAUCIER, MS 39574-6062
Document Number	20170001981DJ1
Instrument Date	Mar 29, 2017
Instrument	2017-0001981-D-J1
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21812 RIDGEVIEW DR, 21812, SAUCIER, MS 39574-6062

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2184 ALICE DR, BILOXI, MS 39531-3024

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$951.00 (+6.38%) Homeowner's exemption Disabled Person's exemption	$13,254 (+4.5%)	$132,544 (+4.51%) Land $30,000 Building $102,544
2024	$894.00 (-0.89%)
2023	$902.00 (-0.99%) Homeowner's exemption Disabled Person's exemption	$12,683	$126,827 Land $30,000 Building $96,827
2022	$911.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2019–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 95% of Mississippi
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERBEND UTILITIES INC private · serves 4,834 people · EPA ID MS0240194
Water Source	Groundwater
Last State Inspection	May 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CoastConnect Fiber	2,000 / 1,000
AT&T Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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