21812 FM 15, Troup, TX 75789 Property Records

Smith County property record for 21812 FM 15, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,651 sqft · built 2003
Lot Size	2.99 acres (130,419 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,534 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R132663`

Property Details

APN / Parcel Number

Primary APN	`R132663`
Alternative APN	`1-00000-0017-00-064020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,651 sqft Living Area
1st Floor Area	2,651 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	130,419 sqft (2.99 acres)
Lot Dimensions	301 ft deep x 431 ft wide
Garage Type	Carport
Garage Area	594 sqft
Carport	Carport
Carport Area	594 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R132663
Street Address	21812 FM 15
City	TROUP
State	TX
Zip	75789-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0017 J M PROCELLATRACT 64B
Legal Subdivision	A0017 J M PROCELLA
Legal Tract	64B
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	1
Census Block	1043
Census Tract	2101

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21812 FM 15, TROUP, TX 75789-6114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA
Dec 3, 2019	Warranty Deed, Transfer SOUTHSIDE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022
Deed Sale	Oct 31, 2022
Prior Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	202241312
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	0100040660
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Mar 25, 2022
Property Address	21812 FM 15, TROUP, TX 75789-6114
Document Number	0001011601
Instrument Date	Mar 25, 2022
Instrument	202201011601
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	948 COUNTY ROAD 3808, 948, BULLARD, TX 75757-8589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21812 FM 15, TROUP, TX 75789-6114

Mortgage

Document Number	0001011602
Date	Mar 25, 2022
Instrument	202201011602

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 5, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Dec 3, 2019
Property Address	21812 FM 15, TROUP, TX 75789-6114
Document Number	0000040660
Instrument Date	Nov 26, 2019
Instrument	40660
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 COUNTY ROAD 3808 BULLARD TX 757578589, BULLARD, TX 75757-8589

Mortgage

Document Number	40661
Date	Dec 3, 2019
Instrument	40661

Lender

Name	SOUTHSIDE BK
Type	Bank
Address	TYLER, TX 75701

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Troup Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,534.00 (+12.9%) Homeowner's exemption	$659,019 (+1.23%) Land $59,575 Building $599,444	$659,019 (+1.23%) Land $59,575 Building $599,444
2025	$4,016.00 (+3.19%) Homeowner's exemption	$651,042 (+92.52%) Land $60,885 Building $590,157	$651,042 (+92.52%) Land $60,885 Building $590,157
2024	$3,892.00 (+15.35%)
2023	$3,374.00 (-14.23%) Homeowner's exemption	$338,174 Land $29,123 Building $309,051	$338,174 Land $29,123 Building $309,051
2022	$3,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 46% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WRIGHT CITY WSC 2 serves 2,124 people · EPA ID TX2120099
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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