21800 FM 15, Troup, TX 75789 Property Records

Smith County property record for 21800 FM 15, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,815 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$404,213 (Sep 2023)
Tax Bill	$4,262 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R138620`

Property Details

APN / Parcel Number

Primary APN	`R138620`
Alternative APN	`1-00000-0017-00-064030`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,815 sqft Living Area
1st Floor Area	1,782 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	302 ft deep x 144 ft wide
Garage Type	Mixed
Garage Area	976 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	98 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R138620
Street Address	21800 FM 15
City	TROUP
State	TX
Zip	75789-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0017 J M PROCELLATRACT 64C
Legal Subdivision	A0017 J M PROCELLA
Legal Tract	64C
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	1
Census Block	1043
Census Tract	2101

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21800 FM 15, TROUP, TX 75789-6114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Vendor's Lien, Transfer · Conventional Mortgage ALTRA FCU
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 23, 2020	Deed of Trust, Mortgage KELLY CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Oct 31, 2022
Deed Document Number	202326526
Prior Transfer Date	Jul 13, 2015
Prior Transfer Doc	0100032863
Record Updated	Oct 29, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Sep 5, 2023
Property Address	21800 FM 15, TROUP, TX 75789-6114
Document Number	0001026526
Instrument Date	Sep 1, 2023
Instrument	202301026526
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21800 FM 15, TROUP, TX 75789-6114

Mortgage

Document Number	0001026527
Date	Sep 5, 2023
Instrument	202301026527

Lender

Name	ALTRA FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	21800 FM 15, TROUP, TX 75789-6114
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001049458
Date	Dec 3, 2021
Instrument	202101049458

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	21800 FM 15, TROUP, TX 75789-6114
Document Number	0000021967
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21800 FM 15 TROUP TX 757896114, TROUP, TX 75789-6114

Mortgage

Document Number	0000021967
Date	Jul 1, 2020
Instrument	21967

Lender

Name	KELLY CMNTY FCU
Type	Credit Union
Address	TYLER, TX 75703

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.49%

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Troup Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,262.00 (+10.07%) Homeowner's exemption	$428,623 (+7.73%) Land $28,072 Building $400,551	$428,623 (+7.73%) Land $28,072 Building $400,551
2025	$3,872.00 (-7.01%) Homeowner's exemption	$397,871 (+83.54%) Land $21,075 Building $376,796	$397,871 (+83.54%) Land $21,075 Building $376,796
2024	$4,164.00 (+54.62%)
2023	$2,693.00 (-13.38%)	$216,773 (-) Land $12,600 Building $204,173	$216,773 (-) Land $12,600 Building $204,173
2022	$3,109.00	$216,773 Land $12,600 Building $204,173	$216,773 Land $12,600 Building $204,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WRIGHT CITY WSC 2 serves 2,124 people · EPA ID TX2120099
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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