2181 Central Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 2181 Central Ave, Schenectady, NY 12304 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1923
Square Footage	1,608 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2017)
Tax Bill	$4,640.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`012689 16.2-1-40`
Alternative APNs	`268901600200010400000000` `01600200010400000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,608 sqft Living Area
1st Floor	1,128 sqft 1st Floor
Upper Floors	480 sqft Upper Floors
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached Garage
Garage Area	168 sqft Garage
Porch Area	336 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	01600200010400000000
Street Address	2181 CENTRAL AVE
City	SCHENECTADY
State	NY
Zip	12304-4476
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N-6 E-ROSEWOOD ST S-40-05
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	ALBANY NY
Minor Civil Division	COLONIE
Census Blockgroup	2
Census Block	2014
Census Tract	13803

Owner

Source: Albany County and Colonie Town records · APN 012689 16.2-1-40

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2181 CENTRAL AVE, SCHENECTADY, NY 12304-4476
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Deed Doc Number	201727158
Record Refreshed	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2181 CENTRAL AVE, SCHENECTADY, NY 12304-4476
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027159
Date	Nov 13, 2017
Instrument	R2017-27159

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,640.00 (+12.4%)	$95,000 (-) Land $19,000 Building $76,000	$217,400 (+16.69%) Land $43,480 Building $173,920
2023		$95,000 (-) Land $19,000 Building $76,000	$186,300 (+9.33%) Land $37,260 Building $149,040
2022		$95,000 Land $19,000 Building $76,000	$170,404 Land $34,081 Building $136,323
2021	$4,128.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.