2177 Central Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 2177 Central Ave, Schenectady, NY 12304

Property Summary

Property Type	Mobile Home / Trailer Park
Details	1,008 sqft · built 1996
Lot Size	2.48 acres (108,029 sqft)
Owner	Company Name on Record
Tax Bill	$39,414 (2025)
Deeds & Mortgages	Nov 2022 Sale & Line of Credit Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012689 16.2-2-10`

Property Details

APN / Parcel Number

Primary APN	`012689 16.2-2-10`
Alternative APNs	`268901600200020100000000` `01600200020100000000`

Interior

Units	36 Units
Building Area	1,008 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	108,029 sqft (2.48 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	510 sqft
Total Buildings	29 Buildings

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600200020100000000
Street Address	2177 CENTRAL AVE
City	SCHENECTADY
State	NY
Zip	12304-4413
Property Category	Commercial
Property Type	Commercial > Retail > Mobile Home / Trailer Park
Local Zoning Code	12
Legal Description	N-418 CONSAUL E-2175 S-78-44
Legal Subdivision	LITTLE FARM NO 1
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2000
Census Tract	13803

Owner

Source: Albany County and Colonie Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 297094, BROOKLYN, NY 11229-7094
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed, Transfer · Line of Credit FIVE STAR BANK
Aug 8, 2019	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Apr 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 10, 2022
Property Address	2177 CENTRAL AVE, SCHENECTADY, NY 12304-4413
Document Number	0000006238
Instrument Date	Aug 8, 2022
Instrument	R2022-26238
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 LOCUST ST, ALBANY, NY 12203-2908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1441 E 12TH ST, BROOKLYN, NY 11230-6605

Mortgage

Document Number	0000006240
Date	Nov 10, 2022
Instrument	R2022-26240

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2177 CENTRAL AVE, SCHENECTADY, NY 12304-4413
Document Number	0000017055
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 LOCUST ST ALBANY NY 122032908, ALBANY, NY 12203-2908

Mortgage

Document Number	0000017055
Date	Aug 20, 2019
Instrument	17055

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 4, 2019
Property Address	2177 CENTRAL AVE, SCHENECTADY, NY 12304-4413
Document Number	0000006446
Instrument Date	Feb 28, 2019
Instrument	6446
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 LOCUST ST ALBANY NY 122032908, ALBANY, NY 12203-2908

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$39,414.00 (+3.61%)	$771,900 (-0.52%) Land $228,000 Building $543,900	$1,766,400 (+16.1%) Land $521,750 Building $1,244,650
2023		$775,900 (-) Land $228,000 Building $547,900	$1,521,400 (+9.32%) Land $447,067 Building $1,074,333
2022		$775,900 Land $228,000 Building $547,900	$1,391,749 Land $408,969 Building $982,780
2021	$38,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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