2181 15th Ave E, Saint Paul, MN 55109 Property Records

Ramsey County property record for 2181 15th Ave E, Saint Paul, MN 55109 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,032 sqft · built 1989
Lot Size	0.366 acres (15,939 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (Sep 2015)
Tax Bill	$6,498 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-29-22-11-0045`

Property Details

APN / Parcel Number

Primary APN	`11-29-22-11-0045`
Alternative APNs	`8295849` `654665`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	1,220 sqft
Basement Area	365 sqft
Finished Basement	365 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	15,939 sqft (0.366 acres)
Lot Dimensions	161 ft deep x 99 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	654665
Street Address	2181 15TH AVE E
City	SAINT PAUL
State	MN
Zip	55109-5126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPIRIT HILLS LOT 14 BLK 2
Legal Range	22
Legal Township	29
Legal Section	11
Legal Subdivision	SPIRIT HILLS
Legal Block	2
Legal Lot Number	14
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH ST. PAUL
Census Block Group	4
Census Block	4000
Census Tract	42601

Owner

Source: Ramsey County records · APN 11-29-22-11-0045

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2181 15TH AVE E, SAINT PAUL, MN 55109-5126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2015 · Amount on Record
Deed Sale	Sep 04, 2015 · Amount on Record
Deed Document Number	2015406513
Prior Transfer Date	Oct 29, 2014
Prior Transfer Doc	0T02517161
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2181 15TH AVE E, NORTH ST PAUL, MN 55109-5126
Document Number	0002681763
Instrument Date	Nov 04, 2020
Transaction Type	Mortgage
Record Updated	Dec 02, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2181 15TH AVE E NORTH ST PAUL MN 551095126, NORTH ST PAUL, MN 55109-5126

Mortgage

Document Number	0002681763
Date	Nov 20, 2020
Instrument	2681763

Lender

Name	NOVATION CU
Type	Credit Union
Address	OAKDALE, MN 55128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 19, 2040

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North St. Paul City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,100 (-7.47%) Land $72,600 Building $379,500	$452,100 (-7.47%) Land $72,600 Building $379,500
2025	$6,498.00 (+13.72%) Homeowner's exemption	$488,600 (+22%) Land $72,600 Building $416,000	$488,600 (+22%) Land $72,600 Building $416,000
2024	$5,714.00 (+9.97%)
2023	$5,196.00 Homeowner's exemption	$400,500 Land $72,600 Building $327,900	$400,500 Land $72,600 Building $327,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.