Ramsey County property record for 2522 15th Ave E, Saint Paul, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 530 sqft · built 1947 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,000 (Apr 2025) |
| Tax Bill | $3,084 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2025 Foreclosure + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-29-22-12-0078 |
| Primary APN | 12-29-22-12-0078 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 530 sqft Living Area |
| 1st Floor Area | 530 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| View / Lot | Neighborhood / Spot |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 198763 |
|---|---|
| Street Address | 2522 15TH AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOURTH ADDITION TO NORTH,ST. P LOT 6 BLK 35 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 12 |
| Legal Subdivision | FOURTH ADDITION TO NORTH,ST. P |
| Legal Block | 35 |
| Legal Lot Number | 6 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 42602 |
2522 15th Ave E is owned and occupied by two individuals who bought it in April 2025.
Source: Ramsey County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2522 15TH AVE E, SAINT PAUL, MN 55109-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 4, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA |
| Dec 24, 2025 | Warranty Deed, Foreclosure |
| Mar 7, 2022 | Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA |
| Apr 28, 2025 | Sheriff's Deed, Foreclosure |
| Dec 22, 2020 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on File |
| Deed Sale | Apr 28, 2025 · Amount on File |
| Prior Sale | Mar 7, 2022 · Amount on File |
| Deed Document Number | 20252793486 |
| Prior Transfer Date | Apr 24, 2025 |
| Prior Transfer Doc | 0002793486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 4, 2026 |
| Property Address | 2522 15TH AVE E, SAINT PAUL, MN 55109-2327 |
| Document Number | 0T02815202 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20262815202 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLESMART |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2522 15TH AVE E, SAINT PAUL, MN 55109-2327 |
| Document Number | 0002815202, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 20262815202 |
| Name | HOMEOWNERS FINANCIAL GROUP USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 24, 2025 |
| Property Address | 2522 15TH AVE E, NORTH ST PAUL, MN 55109-2327 |
| Document Number | 0T02808086 |
| Instrument Date | Dec 23, 2025 |
| Instrument | T02808086 |
| Transaction Type | Foreclosure |
| Record Updated | May 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 7, 2022 |
| Property Address | 2522 15TH AVE E, NORTH ST PAUL, MN 55109-2327 |
| Document Number | 0T02726838 |
| Instrument Date | Mar 4, 2022 |
| Instrument | T02726838 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | CAMBRIA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2522 15TH AVE E, NORTH SAINT PAUL, MN 55109-2327 |
| Document Number | 0T02726839 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | T02726839 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 28, 2025 |
| Property Address | 2522 15TH AVE E, NORTH ST PAUL, MN 55109-2327 |
| Document Number | 0T02793486 |
| Instrument Date | Mar 4, 2022 |
| Instrument | T02793486 |
| Transaction Type | Foreclosure |
| Record Updated | May 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 80 HOLTZ DR, CHEEKTOWAGA, NY 14225-1425 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2522 15TH AVE E, NORTH ST PAUL, MN 55109-2327 |
| Document Number | 0002685271 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2522 15TH AVE E NORTH ST PAUL MN 551092327, NORTH ST PAUL, MN 55109-2327 |
| Document Number | 0002685271 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 2685271 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 23, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2522 15th Ave E was $3,084, up 0.7% from the year before.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North St. Paul City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,200 (+0.75%) Land $39,900 Building $201,300 | $241,200 (+0.75%) Land $39,900 Building $201,300 | |
| 2025 | $3,084.00 (+0.65%) | $239,400 Land $39,900 Building $199,500 | $239,400 Land $39,900 Building $199,500 |
| 2024 | $3,064.00 (+5.22%) | ||
| 2023 | $2,912.00 Homeowner's exemption | $229,100 Land $39,900 Building $189,200 | $229,100 Land $39,900 Building $189,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2522 15th Ave E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2522 15th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | North Saint Paul serves 13,134 people · EPA ID MN1620011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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