21805 Cecil Ladner Rd, Saucier, MS 39574 Property Records

Harrison County property record for 21805 Cecil Ladner Rd, Saucier, MS 39574

Property Summary

Property Type	Single Family Home
Details	1,179 sqft · built 2022
Lot Size	2.59 acres (113,256 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Nov 2018)
Tax Bill	$113 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0603K-01-004.000`

Property Details

APN / Parcel Number

Primary APN	`0603K-01-004.000`
Alternative APN	`075730`

Interior

Building Area	1,179 sqft Adjusted Area
1st Floor Area	1,280 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Foundation Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	113,256 sqft (2.59 acres)
Garage Type	Carport
Carport	Carport
Carport Area	620 sqft
Parking Spaces	2 Parking Spaces
Utility Building	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	075730
Street Address	21805 CECIL LADNER RD
City	SAUCIER
State	MS
Zip	39574-8254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.5 AC(C) BEG 404 FT E OF INTER OF S MAR OF LADNER RD & E MAR OF YANKEE TOWN RD ELY ALONG LADNER RD 180 FT S 649 FT W 180 FT
Legal Range	12
Legal Township	05
Legal Section	23
Legal Subdivision	WHISPERING PINES SUBD
Legal Lot Number	7-8 8
Jurisdiction	HARRISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2013
Census Tract	3506

Owner

21805 Cecil Ladner Rd is owned and occupied by an individual who bought it in November 2018.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	21805 CECIL LADNER RD, SAUCIER, MS 39574-8254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Nov 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Deed Document Number	2018-0008184-D-J1
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	21805 CECIL LADNER RD, SAUCIER, MS 39574-8254
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202004387TJ1
Date	May 12, 2020
Instrument	2020-04387-T-J1

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 15, 2021

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	21805 CECIL LADNER RD, SAUCIER, MS 39574-8254
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20199967TJ1
Date	Nov 15, 2019
Instrument	2019-9967-T-J1

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 29, 2024

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	21805 CECIL LADNER RD, SAUCIER, MS 39574-8254
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210004557TJ1
Date	Apr 9, 2021
Instrument	2021-0004557-T-J1

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	May 5, 2028

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 14, 2018
Property Address	21805 CECIL LADNER RD, SAUCIER, MS 39574-8254
Document Number	20180008184DJ1
Instrument Date	Nov 9, 2018
Instrument	2018-0008184-D-J1
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18090 AUTRY DR, GULFPORT, MS 39503-9340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3521, GULFPORT, MS 39505-3521

Tax Assessment & Valuation

The 2025 property tax bill for 21805 Cecil Ladner Rd was $113 with a homeowner's exemption, up 0.9% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$113.00 (+0.89%) Homeowner's exemption	$9,417	$94,171 Land $22,862 Building $71,309
2024	$112.00 (-0.88%)
2023	$113.00 (-61.95%) Homeowner's exemption	$8,699	$86,990 Land $20,783 Building $66,207
2022	$297.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21805 Cecil Ladner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21805 Cecil Ladner Rd is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 95% of Mississippi
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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