21735 Cecil Ladner Rd, Saucier, MS 39574 Property Records

Harrison County property record for 21735 Cecil Ladner Rd, Saucier, MS 39574

Property Summary

Property Type	Single Family Home
Details	2,626 sqft · built 2013
Lot Size	4.09 acres (178,596 sqft)
Owner	Individual Name on Record
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0603K-01-001.000`

Property Details

APN / Parcel Number

Primary APN	`0603K-01-001.000`
Alternative APN	`081878`

Interior

Building Area	2,626 sqft Adjusted Area
1st Floor Area	768 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	178,596 sqft (4.09 acres)
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	081878
Street Address	21735 CECIL LADNER RD
City	SAUCIER
State	MS
Zip	39574-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.1 AC(C) BEG AT NE COR OF SEC 23 S ALONG SEC LINE 649 FT W 272 FT N 649 FT TO N LINE OF SEC E ALONG SEC LINE 272 FT TO POB B
Legal Range	12
Legal Township	05
Legal Section	23
Legal Subdivision	WHISPERING PINES SUBD
Legal Lot Number	11-12 12
Jurisdiction	HARRISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	3506

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21735 CECIL LADNER RD, SAUCIER, MS 39574-8232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2012
Deed Sale	Oct 9, 2012
Deed Document Number	2012-0006152-D-J1
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	21735 CECIL LADNER RD, SAUCIER, MS 39574-8232
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220020760TJ1
Date	Aug 18, 2022
Instrument	2022-0020760-T-J1

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 23, 2023

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	21735 CECIL LADNER RD, SAUCIER, MS 39574-8232
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200009601TJ1
Date	Sep 22, 2020
Instrument	2020-0009601-T-J1

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 1, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,663.00 (+219.81%) Homeowner's exemption Disabled Person's exemption	$20,792 (+138.71%)	$207,919 (+138.7%) Land $41,443 Building $166,476
2024	$520.00 (-0.95%)
2023	$525.00 (-1.13%) Homeowner's exemption Disabled Person's exemption	$8,710	$87,104 Land $37,674 Building $49,430
2022	$531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 96% of Mississippi
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cecil Ladner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures