Hernando County property record for 2180 Whitewood Ave, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,734 sqft · built 1978 |
| Lot Size | 0.293 acres (12,740 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Apr 2017) |
| Tax Bill | $3,539 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5130-0788-0150 |
| Primary APN | R32-323-17-5130-0788-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| Gross Area | 2,626 sqft |
| 1st Floor Area | 1,734 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,740 sqft (0.293 acres) |
| Lot Dimensions | 148 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 276 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 880 sqft |
| Deck Area | 60 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00527102 |
|---|---|
| Street Address | 2180 WHITEWOOD AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-5057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 13 BLK 788 LOT 15 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 13 |
| Legal Block | 788 |
| Legal Lot Number | 15 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 40906 |
Source: Hernando County records · APN R32-323-17-5130-0788-0150
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2180 WHITEWOOD AVE, SPRING HILL, FL 34609-5057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 28, 2019 | Loan Modification, Mortgage · Conventional with PMI FREEDOM MTG |
| Apr 07, 2017 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2017 · Amount on Record |
| Deed Sale | Apr 07, 2017 · Amount on Record |
| Deed Document Number | 201719756 |
| Deed Book / Page | 3457 / 468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2180 WHITEWOOD AVE, SPRING HILL, FL 34609-5057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2180 WHITEWOOD AVE, SPRING HILL, FL 34609-5057 |
| Document Number | 0041070572 |
|---|---|
| Date | Jan 03, 2022 |
| Book Page | 4107/572 |
| Instrument | 2022000029 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2180 WHITEWOOD AVE, SPRING HILL, FL 34609-5057 |
| Document Number | 0037651556 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2180 WHITEWOOD AVE SPRING HILL FL 346095057, SPRING HILL, FL 34609-5057 |
| Document Number | 0037651556 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 003765/001556 |
| Instrument | 67302 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 07, 2017 |
| Property Address | 2180 WHITEWOOD AVE, SPRING HILL, FL 34609-5057 |
| Document Number | 0034570468 |
| Book / Page | 3457 / 0468 |
| Map Reference | MB8 PG84-100 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 2017019756 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | SOUTHERN SECURITY TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 243 FINGAL ST, 243, PITTSBURGH, PA 15211-1011 |
| Name | Verified Name |
|---|---|
| Address | 2180 WHITEWOOD AVE, SPRING HILL, FL 34609-5057 |
| Document Number | 34570469 |
|---|---|
| Date | Apr 07, 2017 |
| Instrument | 3457/0469 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,539.00 (+29.87%) | $182,361 (+21%) | $221,349 (+0.81%) Land $47,775 Building $173,574 |
| 2023 | $150,712 (-26.13%) Land $150,712 | ||
| 2022 | $2,725.00 | $204,023 Land $32,869 Building $171,154 | $219,569 Land $40,768 Building $178,801 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 282 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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