2172 Whitewood Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 2172 Whitewood Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,212 sqft · built 1996
Lot Size	0.253 acres (11,030 sqft)
Owner	2 Individual Names on File
Last Sale	$299,780 (Apr 2026)
Tax Bill	$3,360 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0788-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0788-0140`
Alternative APNs	`00527095` `527095`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	2,015 sqft
1st Floor Area	1,212 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,030 sqft (0.253 acres)
Lot Dimensions	129 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	469 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	874 sqft
Deck Area	72 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00527095
Street Address	2172 WHITEWOOD AVE
City	SPRING HILL
State	FL
Zip	34609-5057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 788 LOT 14
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	788
Legal Lot Number	14
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1013
Census Tract	40906

Owner

2172 Whitewood Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Hernando County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2172 WHITEWOOD AVE, SPRING HILL, FL 34609-5057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GTE FCU
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT MORTGAGE
Feb 14, 2025	Intrafamily Transfer, Transfer
May 17, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Jul 19, 2005 · Amount on File
Deed Document Number	202626936
Deed Book / Page	4699 / 57
Prior Transfer Date	Feb 5, 2025
Prior Transfer Doc	0045231122
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2172 WHITEWOOD AVE, SPRING HILL, FL 34609-5057
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2172 WHITEWOOD AVE, SPRING HILL, FL 34609-5057

Mortgage

Document Number	0039360148
Date	Jan 7, 2021
Book Page	3936/148
Instrument	2021001162

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 27, 2026
Property Address	2172 WHITEWOOD AVE, SPRING HILL, FL 34609-5057
Document Number	0000026936
Book / Page	4699 / 57
Instrument Date	Apr 20, 2026
Instrument	2026.26936
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	TIME TO CLOSE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211,944.46
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2172 WHITEWOOD AVE, SPRING HILL, FL 34609-5057

Mortgage

Document Number	0000026937,
Date	Apr 27, 2026
Book Page	4699/59
Instrument	2026.26937

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 27, 2026
Property Address	2172 WHITEWOOD AVE, SPRING HILL, FL 34609-5057
Document Number	0046990057
Book / Page	4699 / 57
Instrument Date	Apr 20, 2026
Instrument	202626936
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	E TITLE LLC, TIME TO CLOSE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211,944.46
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2172 WHITEWOOD AVE, SPRING HILL, FL 34609-5057

Mortgage

Document Number	0000026937,
Date	Apr 27, 2026
Book Page	4699/59
Instrument	202626937

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Feb 14, 2025
Property Address	2172 WHITEWOOD AVE, SPRING HILL, FL 34609-5057
Document Number	0045231122
Book / Page	4523 / 1122
Map Reference	MB 8 PG 84
Instrument Date	Dec 20, 2024
Instrument	2025010976
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12123 LAKE PINES RD, LEESBURG, FL 34788-4527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2172 WHITEWOOD AVE, SPRING HILL, FL 34609-5057

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	May 17, 2023
Property Address	2172 WHITEWOOD AVE, SPRING HILL, FL 34609-5057
Document Number	0042981785
Book / Page	4298 / 1785
Map Reference	MB 8 PG 84
Instrument Date	May 16, 2023
Instrument	2023030018
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2172 WHITEWOOD AVE, BROOKSVILLE, FL 34609-5057

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2172 WHITEWOOD AVE, LEESBURG, FL 34788

Tax Assessment & Valuation

The 2025 property tax bill for 2172 Whitewood Ave was $3,360.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,360.00	$184,872	$189,539 Land $41,363 Building $148,176
2023		$152,786 (-12.5%) Land $17,597 Building $135,189
2022	$2,541.00	$174,617 Land $28,457 Building $146,160	$187,709 Land $35,296 Building $152,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2172 Whitewood Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2172 Whitewood Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Whitewood Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures