2180 Tower Rd, Cortland, NY 13045 Property Records

Cortland County and Virgil Town property record for 2180 Tower Rd, Cortland, NY 13045

Property Summary

Property TypeRural Home
Details3 bd · 1.5 ba · 1,152 sqft · built 2012
Lot Size13 acres (566,280 sqft)
OwnerIndividual Name on File
Tax Bill$4,444 (2026)
Flood ZoneZone X (minimal risk)
APN114600 107.00-01-16.120

Property Details

APN / Parcel Number

Primary APN114600 107.00-01-16.120
Alternative APN
  • 460010700000010161200000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area566,280 sqft (13 acres)
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2180 TOWER RD
CityCORTLAND
StateNY
Zip13045-9710
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Block1
Legal Lot Number16.120
JurisdictionCORTLAND NY
Township / Civil DivisionVIRGIL
Census Block Group2
Census Block2000
Census Tract971200

Owner

2180 Tower Rd, a rural home, is owned and occupied by an individual.

Source: Cortland County and Virgil Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2180 TOWER RD, CORTLAND, NY 13045-9710
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 2180 Tower Rd was $4,444 with exemptions applied, up 175.9% from the year before.

Source: Cortland County and Virgil Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionVirgil Town
Unified School DistrictMcGraw Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,444.00 (+175.85%) Homeowner's exemption Senior Citizen's exemption
2025$1,611.00$174,000 Land $45,600 Building $128,400$174,000 Land $45,600 Building $128,400
2023$1,621.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$119,000 Land $29,800 Building $89,200$175,000 Land $43,824 Building $131,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2180 Tower Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2013–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2180 Tower Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Tower Rd

Nearby Streets

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