2139 Tower Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 2139 Tower Rd, Cortland, NY 13045 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1992
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Tax Bill$1,728 (2025)
Flood ZoneZone X (minimal risk)
APN112289 107.00-02-13.200

Property Details

APN / Parcel Number

Primary APN112289 107.00-02-13.200

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area130,680 sqft (3 acres)
PorchSlab
Porch Area100 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2139 TOWER RD
CityCORTLAND
StateNY
Zip13045-9710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number13.200
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group3
Census Block3013
Census Tract970400

Owner

Source: Cortland County and Cortlandville Town records · APN 112289 107.00-02-13.200

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2139 TOWER RD, CORTLAND, NY 13045-9710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictMcGraw Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,728.00 (+2.01%)$78,700 (-) Land $22,100 Building $56,600$124,921 (+11.11%) Land $35,079 Building $89,842
2023$1,694.00 Homeowner's exemption$78,700 Land $22,100 Building $56,600$112,429 Land $31,572 Building $80,857

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239704003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1996–2020)
Most Recent ClaimDec 2020, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Tower Rd

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