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2180 Riverstone Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 2180 Riverstone Loop, Ferndale, WA 98248 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,912 sqft · built 2020
Lot Size0.092 acres (4,012 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Sep 2020)
Tax Bill$3,880 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN573413

Property Details

APN / Parcel Number

Primary APN573413
Alternative APNs
  • 390218 486155 0000
  • 186204
  • 616007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,912 sqft Living Area
1st Floor Area1,352 sqft
2nd Floor Area560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area4,012 sqft (0.092 acres)
Garage TypeBuilt-in
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Patio Area40 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number616007
Street Address2180 RIVERSTONE LOOP
CityFERNDALE
StateWA
Zip98248-8024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMALLOY TERRACE PHASE 1 LOT 43
Legal Range02
Legal Township39
Legal Section18
Legal SubdivisionMALLOY TERRACE PHASE I
Legal Phase1
Legal Lot Number43
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1019
Census Tract10505

Owner

Source: Whatcom County records · APN 573413

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2180 RIVERSTONE LOOP, FERNDALE, WA 98248-8024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2020 · Amount on Record
Deed SaleSep 23, 2020 · Amount on Record
Deed Document Number2020-0903950
Record UpdatedJun 08, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateSep 23, 2020
Property Address2180 RIVERSTONE LOOP, FERNDALE, WA 98248-8024
Document Number2200903950
Instrument DateSep 10, 2020
Instrument903950
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 17, 2020
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,045.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2180 RIVERSTONE LOOP FERNDALE WA 982488024, FERNDALE, WA 98248-8024

Mortgage

Document Number2200903951
DateSep 23, 2020
Instrument903951
Lender
NameUMPQUA BK
TypeBank
AddressTIGARD, OR 97224
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2050

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,880.00 (-7.84%)$518,027 (+11.82%) Land $152,775 Building $365,252$518,027 (+11.82%) Land $152,775 Building $365,252
2022$463,285 Land $140,445 Building $322,840$463,285 Land $140,445 Building $322,840
2021$4,210.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Northwest FiberFiber6,000 / 6,000
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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