Whatcom County property record for 2172 Riverstone Loop, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,477 sqft · built 2021 |
| Lot Size | 0.113 acres (4,948 sqft) |
| Owner | Individual Name on File |
| Last Sale | $579,950 (Dec 2021) |
| Tax Bill | $4,817 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Sep 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 587953 |
| Primary APN | 587953 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,477 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 4,948 sqft (0.113 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Heating System | Forced Air |
|---|
| Account Number | 186208 |
|---|---|
| Street Address | 2172 RIVERSTONE LOOP |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8.5 |
| Legal Description | MALLOY TERRACE PHASE 1 LOT 47 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 18 |
| Legal Subdivision | MALLOY TERRACE PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 47 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10505 |
2172 Riverstone Loop is owned and occupied by an individual who bought it in December 2021.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2172 RIVERSTONE LOOP, FERNDALE, WA 98248-8024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2021 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Sep 30, 2020 | Warranty Deed, Transfer CHICAGO TITLE BELLINGHAM |
| Jun 17, 2020 | Deed of Trust, Mortgage HERITAGE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on File |
| Deed Sale | Dec 30, 2021 · Amount on File |
| Prior Sale | Sep 30, 2020 · Amount on File |
| Deed Document Number | 2021-1204599 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 30, 2021 |
| Property Address | 2172 RIVERSTONE LOOP, FERNDALE, WA 98248-8024 |
| Document Number | 0001204599 |
| Map Reference | AF 2019-0702225 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2021-1204599 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,428.11 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2172 RIVERSTONE LOOP, FERNDALE, WA 98248-8024 |
| Document Number | 0001204600 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021-1204600 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 30, 2020 |
| Property Address | 2172 RIVERSTONE LOOP, FERNDALE, WA 98248-8024 |
| Document Number | 2200905759 |
| Instrument Date | Sep 27, 2020 |
| Instrument | 905759 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Amount | Amount on Record |
|---|---|
| Tax | $16,727.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9505 19TH AVE SE #118 EVERETT WA 982083843, 118, EVERETT, WA 98208-3843 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2172 RIVERSTONE LOOP, FERNDALE, WA 98248-8024 |
| Document Number | 2200700232 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 28576 BELLINGHAM WA 982280576, BELLINGHAM, WA 98228-0576 |
| Document Number | 2200700232 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 700232 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | OLYMPIA, WA 98507 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2172 Riverstone Loop was $4,817.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,817.00 | $643,026 Land $152,775 Building $490,251 | $643,026 Land $152,775 Building $490,251 |
| 2022 | $601,425 Land $140,445 Building $460,980 | $601,425 Land $140,445 Building $460,980 | |
| 2021 | $954.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2172 Riverstone Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2172 Riverstone Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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