218 W FM 243, Bertram, TX 78605 Property Records

Burnet County property record for 218 W FM 243, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	1 ba · 924 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$271,320 (Oct 2022)
Tax Bill	$3,305 (2025)
Deeds & Mortgages	May 2024 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06600007100004B00`

Property Details

APN / Parcel Number

Primary APN	`06600007100004B00`
Alternative APN	`32739`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	672 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Hip
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Carport
Garage Area	450 sqft
Carport	Carport
Carport Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	56 sqft
Patio Area	168 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	218 W FM 243
City	BERTRAM
State	TX
Zip	78605-4055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6600 NEW ADDITION LOT PT OF 4 BLK 71
Legal Subdivision	NEW ADDITION
Legal Block	71
Legal Lot Number	4
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1026
Census Tract	960102

Owner

218 W FM 243 is owned and occupied by an individual who bought it in October 2022.

Source: Burnet County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 124, LONDON, TX 76854-0124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 25, 2022	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2022 · Amount on File
Deed Sale	Oct 25, 2022 · Amount on File
Prior Sale	Jan 24, 2022 · Amount on File
Deed Document Number	202215193
Prior Transfer Date	Mar 6, 2008
Prior Transfer Doc	0000004951
Record Updated	Oct 29, 2026

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	May 10, 2024
Property Address	218 W FM 243, BERTRAM, TX 78605-4055
Document Number	0202404619
Map Reference	DOC 202215193
Instrument Date	May 10, 2024
Instrument	202404619
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14125 W STATE HIGHWAY 29B203, LIBERTY HILL, TX 78642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 W FM 243, BERTRAM, TX 78605-4055

Mortgage

Document Number	0202404620
Date	May 10, 2024
Instrument	202404620

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Oct 25, 2022
Property Address	218 W FM 243, BERTRAM, TX 78605-4055
Document Number	0202215193
Map Reference	VOL 105 PG 206
Instrument Date	Oct 18, 2022
Instrument	202215193
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 W COUGAR BLVD, PROVO, UT 84604-2546

Mortgage

Document Number	0202215194
Date	Oct 25, 2022
Instrument	202215194

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 218 W FM 243 was $3,305 with a homeowner's exemption, up 7.8% from the year before.

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,619 (-15.45%) Land $28,053 Building $190,566	$218,619 (-15.45%) Land $28,053 Building $190,566
2025	$3,305.00 (+7.76%) Homeowner's exemption	$258,562 Land $28,053 Building $230,509	$258,562 Land $28,053 Building $230,509
2024	$3,067.00 (-25.41%)
2023	$4,112.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$229,909 Land $28,053 Building $201,856	$229,909 Land $28,053 Building $201,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 W FM 243 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 W FM 243 is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Western Broadband.

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