130 W FM 243, Bertram, TX 78605 Property Records

Burnet County property record for 130 W FM 243, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,536 sqft · built 1910
Lot Size	0.233 acres (10,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,300 (Sep 2020)
Tax Bill	$6,218 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06600006800002B00`

Property Details

APN / Parcel Number

Primary APN	`06600006800002B00`
Alternative APN	`32727`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,536 sqft Living Area
Gross Area	3,046 sqft
1st Floor Area	1,744 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Roof Type	Hip
Lot Area	10,136 sqft (0.233 acres)
Lot Dimensions	181 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	228 sqft
Deck Area	80 sqft
Patio Area	634 sqft
Gazebo	154 sqft
Storage Building	256 sqft

Location & Zoning

Street Address	130 W FM 243
City	BERTRAM
State	TX
Zip	78605-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6600 NEW ADDITION BLK 68, PT OF B
Legal Subdivision	NEW ADDITION
Legal Block	68
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1027
Census Tract	960102

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 W FM 243, BERTRAM, TX 78605-4056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	May 27, 2014 · Amount on Record
Deed Document Number	202011253
Prior Transfer Date	Apr 25, 2014
Prior Transfer Doc	0000004105
Record Updated	Oct 29, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Sep 3, 2020
Property Address	130 W FM 243, BERTRAM, TX 78605-4056
Document Number	0202011253
Map Reference	VOL 60 PG 642
Instrument Date	Aug 26, 2020
Instrument	202011253
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 COUNTY ROAD 320, 333, BERTRAM, TX 78605-4119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 W FM 243, BERTRAM, TX 78605-4056

Mortgage

Document Number	0202011254
Date	Sep 3, 2020
Instrument	202011254

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Mortgage

Document Number	0202011255
Date	Sep 3, 2020
Instrument	202011255

Lender

Name	TEXAS DEPARTMENT OF HSNG AND COMMUNITY
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,500 (+1%)	$498,339 (+17.26%) Land $23,313 Building $475,026
2025	$6,218.00 (-16.85%) Homeowner's exemption	$425,000 (-26%) Land $23,313 Building $401,687	$425,000 (-26%) Land $23,313 Building $401,687
2024	$7,478.00 (-14.99%)
2023	$8,797.00 Homeowner's exemption	$574,343 Land $23,313 Building $551,030	$574,343 Land $23,313 Building $551,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Western Broadband.

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