Kenton County property record for 218 W 34th St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 795 sqft |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,000 (Jul 2022) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-13-04-013.00 |
| Primary APN | 056-13-04-013.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 795 sqft Finished Area |
| Gross Area | 885 sqft |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Block |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 218 W 34TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEHON PT LOT 226 |
| Legal Subdivision | SEHON |
| Legal Lot Number | 226 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 61400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 218 W 34TH ST, COVINGTON, KY 41015-1148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Apr 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Aug 8, 2019 | Warranty Deed, Transfer · Conventional with PMI BAYSHORE MTG FNDG |
| Sep 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FIN'L LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Apr 19, 2021 · Amount on Record |
| Deed Document Number | 2022219 |
| Deed Book / Page | 175 / 939 |
| Prior Transfer Date | May 26, 2016 |
| Prior Transfer Doc | 0005900136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 8, 2022 |
| Property Address | 218 W 34TH ST, COVINGTON, KY 41015-1148 |
| Document Number | 0005900219 |
| Book / Page | 175 / 939 |
| Map Reference | PL 301 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 22070805900219 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 218 W 34TH ST, 218, COVINGTON, KY 41015-1148 |
| Name | Verified Name |
|---|---|
| Address | 218 W 34TH ST, COVINGTON, KY 41015-1148 |
| Document Number | 0005900220 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 22070805900220 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 19, 2021 |
| Property Address | 218 W 34TH ST, COVINGTON, KY 41015-1148 |
| Document Number | 0005900349 |
| Book / Page | 85 / 402 |
| Map Reference | PL 301 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 21041905900349 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5868 APPALOOSA CIRCLE, 5868, MORROW, OH 45152 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 218 W 34TH ST, COVINGTON, KY 41015-1148 |
| Document Number | 0005900350 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 21041905900350 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 8, 2019 |
| Property Address | 218 W 34TH ST, COVINGTON, KY 41015-1148 |
| Document Number | 0000000300 |
| Book / Page | 0C6726 / 000147 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 300 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 218 W 34TH ST COVINGTON KY 410151148, COVINGTON, KY 41015-1148 |
| Document Number | 302 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | ORC672/000150 |
| Instrument | 302 |
| Name | BAYSHORE MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 218 W 34TH ST, COVINGTON, KY 41015-1148 |
| Document Number | 0000000230 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 218 W 34TH ST COVINGTON KY 410151148, COVINGTON, KY 41015-1148 |
| Document Number | 0000000230 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 0C6511/000258 |
| Instrument | 230 |
| Name | NEW PENN FIN'L LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,000 (-) Land $10,000 Building $118,000 | $128,000 (-) Land $10,000 Building $118,000 | |
| 2025 | $1,696.00 (-0.47%) | $128,000 (-) Land $5,000 Building $123,000 | $128,000 (-) Land $5,000 Building $123,000 |
| 2023 | $1,704.00 | $128,000 Land $5,000 Building $123,000 | $128,000 Land $5,000 Building $123,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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