215 W 34th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 215 W 34th St, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,512 sqft · built 1904
Lot Size0.057 acres (2,500 sqft)
OwnerCompany Name on File
Tax Bill$2,411 (2025)
Deeds & MortgagesDec 2023 Mortgage
Dec 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN056-13-05-004.00

Property Details

APN / Parcel Number

Primary APN056-13-05-004.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,512 sqft Finished Area
Gross Area1,772 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address215 W 34TH ST
CityCOVINGTON
StateKY
Zip41015-1147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEHON PT LOT 251 25'X 100' SS W 34TH ST
Legal SubdivisionSEHON
Legal Lot Number251
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2014
Census Tract61400

Owner

215 W 34th St, a single family home, is owned by a company.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed of Trust, Mortgage · Commercial Mortgage
BANK OF AMERICA NA
Dec 15, 2020Warranty Deed, Transfer
TOTAL TITLE SERVICES INC
Jun 9, 2016Loan Modification, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address215 W 34TH ST, COVINGTON, KY 41015-1147
Transaction TypeMortgage
Record UpdatedJan 12, 2024
Title CompanyOS NATIONAL LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005900170
DateDec 15, 2023
Book PageKCM 514/463
Instrument23121505900170
Lender
NameBANK OF AMERICA NA
TypeBank
AddressNEW YORK, NY 10036
Agreement
TypeCommercial Mortgage
AmountAmount on Record

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 15, 2020
Property Address215 W 34TH ST, COVINGTON, KY 41015-1147
Document Number0000000021
Book / Page000060 / 000833
Instrument DateDec 7, 2020
Instrument21
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyTOTAL TITLE SERVICES INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3500 PARK CENTER DR #100 DAYTON OH 454142680, 100, DAYTON, OH 45414-2680
InvestorPossibly a Property Investor

June 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address215 W 34TH ST, COVINGTON, KY 41015-1147
Document Number0000000168
Instrument DateJun 9, 2016
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 W 34TH ST COVINGTON KY 410151147, COVINGTON, KY 41015-1147

Mortgage

Document Number0000000168
DateMar 22, 2017
Book Page0C6121/000178
Instrument168
Lender
NamePNC BK
TypeBank
AddressBRECKSVILLE, OH 44141
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMar 21, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 215 W 34th St was $2,411.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$182,000 (-) Land $10,000 Building $172,000$182,000 (-) Land $10,000 Building $172,000
2025$2,411.00$182,000 Land $5,000 Building $177,000$182,000 Land $5,000 Building $177,000
2023$1,417.00$106,400 Land $5,000 Building $101,400$106,400 Land $5,000 Building $101,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 W 34th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 215 W 34th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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