218 Virginia Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 218 Virginia Rd, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,496 sqft · built 1957
Lot Size	1.17 acres (51,326 sqft)
Owner	2 Individual Names on File
Last Sale	$616,000 (Jun 2018)
Tax Bill	$130 (2025)
Deeds & Mortgages	May 2020 Refinance Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:7J B:4264`

Property Details

APN / Parcel Number

Primary APN	`CONC M:7J B:4264`
Alternative APNs	`M:00007J B:04264-00000` `1286`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	3,418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,326 sqft (1.17 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1286
Street Address	218 VIRGINIA RD
City	CONCORD
State	MA
Zip	01742-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	4264
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3002
Census Tract	361300

Owner

218 Virginia Rd is owned and occupied by two individuals who bought it in June 2018.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	218 VIRGINIA RD, CONCORD, MA 01742-2717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Jun 18, 2018	Quit Claim Deed, Transfer HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Prior Sale	Sep 1, 1978 · Amount on File
Deed Book / Page	71172 / 361
Transfer Doc	071172-361
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	218 VIRGINIA RD, CONCORD, MA 01742-2717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74743-296
Date	May 26, 2020
Book Page	74743/296
Instrument	79113

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	218 VIRGINIA RD, CONCORD, MA 01742-2717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73002-41
Date	Jul 29, 2019
Book Page	73002/41
Instrument	108728

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Jun 18, 2018
Property Address	218 VIRGINIA RD, CONCORD, MA 01742-2717
Document Number	71172-361
Book / Page	71172 / 361
Instrument	87504
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 VIRGINIA RD, CONCORD, MA 01742-2717

Mortgage

Document Number	711720364
Date	Jun 18, 2018
Instrument	71172/0364

Lender

Name	HARBORONE MORTGAGE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 218 Virginia Rd was $130, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$130.00 (-98.95%)	$984,100 (+3.88%) Land $663,000 Building $321,100	$866,400
2024	$12,438.00 (+8.09%)	$947,300 (+6.69%) Land $618,800 Building $328,500
2023	$11,507.00	$887,900 Land $589,300 Building $298,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Virginia Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1984–2012)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Virginia Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Concord Light Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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