183 Virginia Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 183 Virginia Rd, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,800 sqft · built 1962
Lot Size	0.918 acres (40,000 sqft)
Owner	2 Trust Names on File
Last Sale	$390,000 (Jun 2004)
Tax Bill	$135 (2025)
Deeds & Mortgages	Oct 2019 Transfer Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:7J B:4280`

Property Details

APN / Parcel Number

Primary APN	`CONC M:7J B:4280`
Alternative APNs	`M:00007J B:04280-00000` `1296`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	3,627 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,000 sqft (0.918 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1296
Street Address	183 VIRGINIA RD
City	CONCORD
State	MA
Zip	01742-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	4280
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3001
Census Tract	361300

Owner

183 Virginia Rd is owner-occupied and held in a trust since October 2019.

Source: Middlesex County and Concord Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	183 VIRGINIA RD, CONCORD, MA 01742-2716
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 21, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance DIRECT CU
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit DIRECT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2004 · Amount on File
Deed Sale	Jun 14, 2004 · Amount on File
Deed Book / Page	43043 / 184
Last Transfer Date	Oct 16, 2019
Transfer Doc	73495-554
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Oct 21, 2019
Property Address	183 VIRGINIA RD, CONCORD, MA 01742-2716
Document Number	73495-554
Book / Page	073495 / 000554
Instrument Date	Oct 16, 2019
Instrument	162290
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 VIRGINIA RD CONCORD MA 017422716, CONCORD, MA 01742-2716

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Oct 21, 2019
Property Address	183 VIRGINIA RD, CONCORD, MA 01742-2716
Document Number	73494-575
Book / Page	73494 / 575
Instrument Date	Oct 16, 2019
Instrument	162195
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 VIRGINIA RD, CONCORD, MA 01742-2716

Mortgage

Document Number	73494-578
Date	Oct 21, 2019
Book Page	73494/578
Instrument	162196

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	183 VIRGINIA RD, CONCORD, MA 01742-2716
Document Number	70328-399
Book / Page	070328 / 000399
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	70328-399
Date	Dec 4, 2017
Book Page	070328/000399
Instrument	196129

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 183 Virginia Rd was $135, down 98.9% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$135.00 (-98.93%)	$1,023,500 (+6.06%) Land $653,000 Building $370,500	$1,614,240
2024	$12,670.00 (+8.15%)	$965,000 (+6.76%) Land $609,500 Building $355,500
2023	$11,715.00	$903,900 Land $580,400 Building $323,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 183 Virginia Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1984–2012)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 Virginia Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Concord Light Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Virginia Rd

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