218 Summit Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 218 Summit Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,058 sqft · built 1913
Lot Size	0.146 acres (6,370 sqft)
Owner	Individual Name on Record
Last Sale	$62,750 (Apr 2020)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Aug 2012 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8913-27-429-012`

Property Details

APN / Parcel Number

Primary APN	`8913-27-429-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,058 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,370 sqft (0.146 acres)
Lot Dimensions	130 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	154 sqft
Deck Area	187 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	218 SUMMIT AVE
City	WATERLOO
State	IA
Zip	50701-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT ADDITION E 49 FT LOT 5 BLK 6
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	SUMMIT ADDITION
Legal Block	6
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3002
Census Tract	1400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 SUMMIT AVE, WATERLOO, IA 50701-2826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Aug 15, 2012	Legal Action/Court Order, Foreclosure VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2020 · Amount on Record
Deed Sale	Apr 21, 2020 · Amount on Record
Prior Sale	Nov 13, 2012 · Amount on Record
Deed Document Number	202018194
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 21, 2020
Property Address	218 SUMMIT AVE, WATERLOO, IA 50701-2826
Document Number	202000018194
Instrument Date	Apr 15, 2020
Instrument	202000018194
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 SUMMIT AVE, WATERLOO, IA 50701-2826

Mortgage

Document Number	202000018195
Date	Apr 21, 2020
Instrument	202000018195

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2012: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 15, 2012
Property Address	218 SUMMIT AVE, WATERLOO, IA 50701-2826
Document Number	2013003198
Instrument Date	Aug 13, 2012
Instrument	2013003198
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	433 DEVONSHIRE DR, WATERLOO, IA 50701-4425

Mortgage

Document Number	2013003014
Date	Aug 15, 2012
Instrument	2013003014

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Feb 10, 2013

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,994.00 (+7.09%)	$97,670 (+13.83%) Land $14,410 Building $83,260	$97,670 (+13.83%) Land $14,410 Building $83,260
2024	$1,862.00 (+9.79%)
2023		$85,800 (+11.13%) Land $14,410 Building $71,390	$85,800 (+11.13%) Land $14,410 Building $71,390
2022	$1,696.00	$77,210 Land $14,410 Building $62,800
2021			$77,210 Land $14,410 Building $62,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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