Black Hawk County property record for 214 Summit Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1913 |
| Lot Size | 0.116 acres (5,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (May 2010) |
| Tax Bill | $200 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Sep 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-27-429-011 |
| Primary APN | 8913-27-429-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,070 sqft (0.116 acres) |
| Lot Dimensions | 130 ft deep x 39 ft wide |
| Porch | Porch |
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 214 SUMMIT AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT ADDITION W 38 1/2 FT LOT 4 BLK 6 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | SUMMIT ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 1400 |
214 Summit Ave is owned and occupied by two individuals who acquired it in September 2026.
Source: Black Hawk County records, as of October 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 W 12TH ST, CEDAR FALLS, IA 50613-3036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 29, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 29, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2010 · Amount on File |
| Deed Sale | May 26, 2010 · Amount on File |
| Prior Sale | Apr 5, 2010 · Amount on File |
| Deed Document Number | 201022101 |
| Last Transfer Date | Sep 14, 2026 |
| Transfer Doc | 0000014837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 29, 2026 |
| Property Address | 214 SUMMIT AVE, WATERLOO, IA 50701-2826 |
| Document Number | 0000014838 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202614838 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 W 12TH ST, CEDAR FALLS, IA 50613-3036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 29, 2026 |
| Property Address | 214 SUMMIT AVE, WATERLOO, IA 50701-2826 |
| Document Number | 0000014837 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202614837 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 SUMMIT AVE, WATERLOO, IA 50701-2826 |
The 2025 property tax bill for 214 Summit Ave was $200 with a homeowner's exemption, down 2.9% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $200.00 (-2.91%) Homeowner's exemption | $20,740 Land $11,470 Building $9,270 | $20,740 Land $11,470 Building $9,270 |
| 2024 | $206.00 | ||
| 2023 | $19,730 Land $11,470 Building $8,260 | $19,730 Land $11,470 Building $8,260 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 214 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 214 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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