Highlands County property record for 218 Spring Garden Rd, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 1997 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,000 (Jul 2021) |
| Tax Bill | $3,173 (2024) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-13-34-28-010-2900-0210 |
| Primary APN | C-13-34-28-010-2900-0210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 2,148 sqft |
| 1st Floor Area | 1,564 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,882 sqft (0.158 acres) |
| Lot Dimensions | 136 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 584 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 218 SPRING GARDEN RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-1452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE SEBRING SHEET 1 PB 2-PG 12 LOT 21 BLK 290 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 13 |
| Legal Subdivision | LAKE SEBRING SHEET 1 |
| Legal Block | 290 |
| Legal Lot Number | 21 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 960700 |
Source: Highlands County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 218 SPRING GARDEN RD, SEBRING, FL 33870-1452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 14, 2021 | Special Warranty Deed, Transfer BUYERS TITLE, BUYERS TITLE INC |
| Dec 16, 2020 | Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on Record |
| Deed Sale | Jul 16, 2021 · Amount on Record |
| Prior Sale | Apr 14, 2021 · Amount on Record |
| Deed Document Number | 20212044293 |
| Deed Book / Page | 2837 / 1773 |
| Prior Transfer Date | Dec 2, 2020 |
| Prior Transfer Doc | 0002011137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 16, 2021 |
| Property Address | 218 SPRING GARDEN RD, SEBRING, FL 33870-1452 |
| Document Number | 0002044293 |
| Book / Page | 2837 / 1773 |
| Map Reference | MB 2 PG 12 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2044293 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | SOUTH RIDGE ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,344.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5425 LAKE DENTON RD, 5425, AVON PARK, FL 33825-9711 |
| Name | Verified Name |
|---|---|
| Address | 218 SPRING GARDEN RD, SEBRING, FL 33870-1452 |
| Document Number | 0002044295 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 2837/1776 |
| Instrument | 2044295 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 14, 2021 |
| Property Address | 218 SPRING GARDEN RD, SEBRING, FL 33870-1452 |
| Document Number | 0002029276 |
| Book / Page | 2816 / 460 |
| Map Reference | MB 2 PG 12 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2029276 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15480 LAGUNA CANYON RD # RD100, 15480, IRVINE, CA 92618-2132 |
| Name | Verified Name |
|---|---|
| Address | 5425 LAKE DENTON RD, AVON PARK, FL 33825-9711 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 16, 2020 |
| Property Address | 218 SPRING GARDEN RD, SEBRING, FL 33870-1452 |
| Document Number | 0002011137 |
| Book / Page | 002790 / 000809 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2011137 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 499 NW 70TH AVE #309 PLANTATION FL 333177574, 309, PLANTATION, FL 33317-7574 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210,111 (+21.22%) Land $11,125 Building $198,986 | $210,111 (+21.22%) Land $11,125 Building $198,986 | |
| 2024 | $3,173.00 (+20.88%) | ||
| 2023 | $2,625.00 (+8.34%) | $173,328 (+15.09%) Land $6,675 Building $166,653 | $173,328 (+15.09%) Land $6,675 Building $166,653 |
| 2022 | $2,423.00 | $150,602 Land $4,228 Building $146,374 | $150,602 Land $4,228 Building $146,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1998–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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