Highlands County property record for 204 Spring Garden Rd, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,907 sqft · built 1963 |
| Lot Size | 0.232 acres (10,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2018) |
| Tax Bill | $933 (2024) |
| Deeds & Mortgages | Dec 2019 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C134801029000280 |
| Primary APN | C134801029000280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,907 sqft Living Area |
| 1st Floor Area | 1,303 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,124 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 684 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 450 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 488 sqft |
| Patio Area | 306 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C134801029000280 |
|---|---|
| Street Address | 204 SPRING GARDEN RD |
| City | SEBRING |
| State | FL |
| Zip | 33870-1452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE SEBRING SHEET 1 LOT 28 + N 1/2 OF LOT 29 BLK 290 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 13 |
| Legal Subdivision | LAKE SEBRING SHEET 1 |
| Legal Block | 290 |
| Legal Lot Number | 28 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 960700 |
204 Spring Garden Rd is owned and occupied by an individual who bought it in June 2018.
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 204 SPRING GARDEN RD, SEBRING, FL 33870-1452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC |
| Jun 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on File |
| Deed Sale | Jun 12, 2018 · Amount on File |
| Prior Sale | Mar 14, 2008 |
| Deed Document Number | 1899930 |
| Deed Book / Page | 2640 / 0884 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 204 SPRING GARDEN RD, SEBRING, FL 33870-1452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001969436 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 2730/1876 |
| Instrument | 1969436 |
| Name | METROPLEX MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 12, 2018 |
| Property Address | 204 SPRING GARDEN RD, SEBRING, FL 33870-1452 |
| Document Number | 0001899930 |
| Book / Page | 2640 / 0884 |
| Map Reference | MB2 PG12 |
| Instrument Date | May 30, 2018 |
| Instrument | 1899930 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAND TITLE INS AGCY CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 204 SJPRING GARDEN RD, SEBRING, FL 33870-1452 |
| Document Number | 0001899931 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 1899931 |
| Name | METROPLEX MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,798 | $174,552 Land $18,563 Building $155,989 | |
| 2024 | $933.00 (+5.42%) | ||
| 2023 | $885.00 (+3.87%) Homeowner's exemption | $79,064 (+3%) | $166,523 (+15.86%) Land $11,137 Building $155,386 |
| 2022 | $852.00 Homeowner's exemption | $76,761 | $143,723 Land $7,053 Building $136,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Spring Garden Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1998–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Spring Garden Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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