Harnett County property record for 218 School Side Dr, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 2,595 sqft · built 2021 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $361,500 (Oct 2021) |
| Tax Bill | $2,959 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500045520 |
| Primary APN | 1500045520 |
|---|---|
| Alternative APN |
|
| Building Area | 2,595 sqft Heated Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Account Number | 1500045520 |
|---|---|
| Street Address | 218 SCHOOL SIDE DR |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-9833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#1129 ACADEMY@AND CRK CLUB MAP#2018-235 |
| Legal Subdivision | ANDERSON CREEK CLUB |
| Legal Lot Number | 1129 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71204 |
218 School Side Dr is owned and occupied by two individuals who bought it in October 2021.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 SCHOOL SIDE DR, SPRING LAKE, NC 28390-9833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage VISION LENDING SERVICES LLC |
| Nov 6, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK |
| Jun 26, 2020 | Loan Modification, Mortgage FIRST NAT'L BK/PA |
| Jul 2, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on File |
| Deed Sale | Oct 29, 2021 · Amount on File |
| Prior Sale | Jul 2, 2020 · Amount on File |
| Deed Document Number | 202125653 |
| Deed Book / Page | 4068 / 398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 29, 2021 |
| Property Address | 218 SCHOOL SIDE DR, SPRING LAKE, NC 28390-9833 |
| Document Number | 0000025653 |
| Book / Page | 4068 / 398 |
| Map Reference | MB 2018 PG 235 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021025653 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $723.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4208 SIX FORKS RD # RD810, 4208, RALEIGH, NC 27609-5733 |
| Name | Verified Name |
|---|---|
| Address | 218 SCHOOL SIDE DR, SPRING LAKE, NC 28390-9833 |
| Document Number | 0000025654 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021025654 |
| Name | VISION LENDING SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 218 SCHOOL SIDE DR, SPRING LAKE, NC 28390-9833 |
| Document Number | 0000020605 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020605 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 003893/000340 |
| Instrument | 20605 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | 1001 POLK ST NW, MARIETTA, GA 30064-3141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 218 SCHOOL SIDE DR, SPRING LAKE, NC 28390-9833 |
| Document Number | 0000010955 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 218 SCHOOL SIDE DR SPRING LAKE NC 28390, SPRING LAKE, NC 28390 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010955 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 003834/000822 |
| Instrument | 10955 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | 1005 HIGH HOUSE RD, CARY, NC 27513-3586 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jul 2, 2020 |
| Property Address | 218 SCHOOL SIDE DR, SPRING LAKE, NC 28390-9833 |
| Document Number | 0000010954 |
| Book / Page | 003834 / 000819 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 10954 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $113.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 109 HAY ST #301 FAYETTEVILLE NC 283016107, 301, FAYETTEVILLE, NC 28301-6107 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 218 School Side Dr was $2,959.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,959.00 | $388,431 | $388,431 Land $64,000 Building $324,431 |
| 2023 | $2,509.00 | $345,800 | $345,800 Land $55,000 Building $290,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 School Side Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 218 School Side Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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