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196 School Side Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 196 School Side Dr, Spring Lake, NC 28390

Property Summary

Property TypeSingle Family Home
Details2,894 sqft · built 2020
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$358,500 (Oct 2020)
Tax Bill$2,606 (2023)
Deeds & MortgagesOct 2020 Sale & Mortgage
Sep 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN1500038578

Property Details

APN / Parcel Number

Primary APN1500038578
Alternative APN
  • 01053528 0100 19

Interior

Building Area2,894 sqft Heated Area
Gross Area3,623 sqft
1st Floor Area1,253 sqft
FireplacePrefabricated

Exterior

Year BuiltBuilt 2020
Exterior MaterialStone Veneer
Lot Area9,583 sqft (0.219 acres)
Garage Area448 sqft
PorchPorch
Porch Area221 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500038578
Street Address196 SCHOOL SIDE DR
CitySPRING LAKE
StateNC
Zip28390-9802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-20R
Legal DescriptionLOT#1127 ACADEMY@AND CRK CLUB MAP#2018-235
Legal SubdivisionANDERSON CREEK CLUB
Legal Lot Number1127
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2006
Census Tract71204

Owner

Source: Harnett County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address196 SCHOOL SIDE DR, SPRING LAKE, NC 28390-9802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2020Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 11, 2019Loan Modification, Mortgage · Line of Credit
US BK
Sep 11, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 6, 2020 · Amount on Record
Deed SaleOct 6, 2020 · Amount on Record
Prior SaleSep 11, 2019 · Amount on Record
Deed Document Number0000387817
Deed Book / Page3878 / 17
Record UpdatedJun 7, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateOct 6, 2020
Property Address196 SCHOOL SIDE DR, SPRING LAKE, NC 28390-9802
Document Number0000018103
Book / Page3878 / 17
Map ReferenceMB 2018 PG 235-237
Instrument DateOct 5, 2020
Instrument2020018103
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$717.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2919 BREEZEWOOD AVE STE 400, 2919, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 SCHOOL SIDE DR, SPRING LAKE, NC 28390-9802

Mortgage

Document Number0000018104
DateOct 6, 2020
Instrument2020018104
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARNETT NC
Recording DateSep 11, 2019
Property Address196 SCHOOL SIDE DR, SPRING LAKE, NC 28390-9802
Book / Page003734 / 000935
Instrument DateSep 10, 2019
Instrument13067
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressANDERSON CREEK CLB S SPRING LAKE NC 28390, SPRING LAKE, NC 28390

Mortgage

Document Number0000013067
DateSep 11, 2019
Book Page003734/000935
Instrument13067
Lender
NameUS BK
TypeBank
Address201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateSep 11, 2019
Property Address196 SCHOOL SIDE DR, SPRING LAKE, NC 28390-9802
Document Number0000013066
Book / Page003734 / 000932
Instrument DateSep 9, 2019
Instrument13066
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$452.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2919 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035283, 400, FAYETTEVILLE, NC 28303-5283
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,606.00$359,759$359,759 Land $46,460 Building $313,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims6 (2013–2018)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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