218 S Phillips Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 218 S Phillips Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 6,067 sqft · built 1913
Lot Size	0.076 acres (3,302 sqft)
Owner	Individual Name on Record
Tax Bill	$6,287 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-22-16-358-009-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-16-358-009-000`
Alternative APN	`43058`

Interior

Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	6,067 sqft Heated Area
Gross Area	4,571 sqft
1st Floor Area	3,131 sqft
Upper Floors Area	1,440 sqft
Basement Area	1,496 sqft
Flooring	Carpet

Exterior

Year Built	Built 1913
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Foundation Type	Stone
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,302 sqft (0.076 acres)
Lot Dimensions	150 ft deep x 22 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	43058
Street Address	218 S PHILLIPS AVE
City	SIOUX FALLS
State	SD
Zip	57104-6320
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	S12 5 BLOCK 20 J L PHILLIPS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PHILLIPS ADDN
Legal Block	20
Legal Lot Number	5
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2002
Census Tract	701

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	231 S PHILLIPS AVE, SIOUX FALLS, SD 57104-6353
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK/SIOUX FALLS
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK IN SIOUX FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	May 4, 2026
Property Address	218 S PHILLIPS AVE, SIOUX FALLS, SD 57104-6320
Document Number	002015/457
Book / Page	2015-M / 457
Instrument Date	Apr 23, 2026
Instrument	2026157643
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 S PHILLIPS AVE, SIOUX FALLS, SD 57104-6320

Mortgage

Document Number	0000157643,
Date	May 4, 2026
Book Page	2015-M/457
Instrument	2026157643

Lender

Name	FIRST NATIONAL BANK/SIOUX FALLS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	218 S PHILLIPS AVE, SIOUX FALLS, SD 57104-6386
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1876MTG/0644
Date	Jan 24, 2020
Book Page	1876 MTG/0644

Lender

Name	THE FIRST NATIONAL BANK IN SIOUX FALLS
Type	Bank
Address	SIOUX FALLS, SD 57117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,800 (+38.49%) Land $59,500 Building $476,300	$535,800 Land $59,500 Building $476,300
2025	$6,287.00	$386,900 (-) Land $47,000 Building $339,900
2024	$6,287.00 (-1.02%)	$386,900 (+11.43%) Land $47,000 Building $339,900
2022	$6,352.00	$347,200 Land $46,200 Building $301,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, CenturyLink, Verizon.

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