218 S Boyd St, Winter Garden, FL 34787 Property Records

Orange County property record for 218 S Boyd St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,286 sqft · built 1923
Lot Size	0.217 acres (9,471 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Mar 2025)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-27-8096-00-070`

Property Details

APN / Parcel Number

Primary APN	`23-22-27-8096-00-070`
Alternative APNs	`272223809600070` `120106` `120888` `122264`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,286 sqft Living Area
Gross Area	1,724 sqft
1st Floor Area	1,162 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,471 sqft (0.217 acres)
Lot Width	63 ft Width
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	562 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	218 S BOYD ST
City	WINTER GARDEN
State	FL
Zip	34787-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	G T SMITH SUB G/131 LOT 7
Legal Range	27E
Legal Township	22S
Legal Section	23
Legal Subdivision	SMITH G T SUB
Legal Tract	8096
Legal Lot Number	7
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1043
Census Tract	17302

Owner

Source: Orange County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 S BOYD ST, WINTER GARDEN, FL 34787-3503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 21, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Dec 28, 2017	Deed of Trust, Mortgage · Conventional with PMI GLIDEWELL PROPS LTD
Sep 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2025 · Amount on Record
Deed Sale	Mar 5, 2025 · Amount on Record
Prior Sale	Jun 11, 2013 · Amount on Record
Deed Document Number	2025130247
Prior Transfer Date	Aug 26, 2024
Prior Transfer Doc	0000495624
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Jul 31, 2026
Property Address	218 S BOYD ST, WINTER GARDEN, FL 34787-3503
Document Number	0000427778
Instrument Date	Jul 27, 2026
Instrument	2026427778
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 S BOYD ST, WINTER GARDEN, FL 34787-3503

Mortgage

Document Number	0000427778,
Date	Jul 31, 2026
Instrument	2026427778

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 21, 2021
Property Address	218 S BOYD ST, WINTER GARDEN, FL 34787-3503
Document Number	0000037548
Instrument Date	Jan 11, 2021
Instrument	37548
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	218 S BOYD ST WINTER GARDEN FL 347873503, WINTER GARDEN, FL 34787-3503

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	218 S BOYD ST, WINTER GARDEN, FL 34787-3503
Document Number	0000575608
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	218 S BOYD ST WINTER GARDEN FL 347873503, WINTER GARDEN, FL 34787-3503

Mortgage

Document Number	0000575608
Date	Nov 4, 2020
Instrument	575608

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	218 S BOYD ST, WINTER GARDEN, FL 34787-3503
Document Number	0000280933
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 S BOYD ST WINTER GARDEN FL 347873503, WINTER GARDEN, FL 34787-3503

Mortgage

Document Number	0000280933
Date	May 11, 2018
Instrument	280933

Lender

Name	GLIDEWELL PROPS LTD
Address	5115 OLD WINTER GARDEN RD, ORLANDO, FL 32811-1637

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Interest

Rate	4%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 29, 2017
Property Address	218 S BOYD ST, WINTER GARDEN, FL 34787-3503
Document Number	0000534118
Instrument Date	Jul 28, 2016
Instrument	534118
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 S BOYD ST WINTER GARDEN FL 347873503, WINTER GARDEN, FL 34787-3503

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,785 (+201.39%) Land $236,775 Building $175,010	$411,785 (-1.4%) Land $236,775 Building $175,010
2025	$1,565.00 (+5.6%) Homeowner's exemption	$136,628 (+5.99%)	$417,645 (-6.2%) Land $236,775 Building $180,870
2024	$1,482.00 (+4.73%)
2023	$1,415.00 (+3.97%) Homeowner's exemption	$128,910 (+3%)	$445,256 (+71.13%) Land $284,130 Building $161,126
2022	$1,361.00 Homeowner's exemption	$125,155	$260,192 Land $123,123 Building $137,069

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Metronet, Verizon, Xfinity.

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