217 S 5th St, Roscommon, MI 48653 Property Records

Roscommon County property record for 217 S 5th St, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,434 sqft · built 1956
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2023)
Tax Bill	$1,456 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-605-019-0000`

Property Details

APN / Parcel Number

Primary APN	`055-605-019-0000`

Interior

Full Baths	1 Bath
Building Area	1,434 sqft Building Perimeter
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	13,068 sqft (0.3 acres)
Garage Area	576 sqft

Location & Zoning

Street Address	217 S 5TH ST
City	ROSCOMMON
State	MI
Zip	48653-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-977 P-1650 (L-972 P-2627 & L-872 P-84 & L-476 P-512) DDA 242 LOTS 19 & 20 BLOCK E, ROBINSON'S PLAT OF THE VILLAGE OF
Legal Subdivision	ROBINSONS PLAT VLG ROSCOMMON
Legal Block	E
Legal Lot Number	19-20
Jurisdiction	ROSCOMMON MI
Township / Civil Division	HIGGINS
Census Block Group	2
Census Block	2060
Census Tract	970300

Owner

217 S 5th St is owned and occupied by an individual who bought it in September 2023.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	217 S 5TH ST, ROSCOMMON, MI 48653-9011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit NORTH CENTRAL AREA CU
Sep 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BENCHMARK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Deed Document Number	20236094
Deed Book / Page	1185 / 1064
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	217 S 5TH ST, ROSCOMMON, MI 48653-9011
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01192/0292
Date	Dec 15, 2025
Book Page	1192/0292
Instrument	202500008407

Lender

Name	NORTH CENTRAL AREA CU

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 20, 2023
Property Address	217 S 5TH ST, ROSCOMMON, MI 48653-9011
Document Number	01185/1064
Book / Page	1185 / 1064
Instrument Date	Sep 15, 2023
Instrument	202300006094
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 COUNTY ROAD 612, GRAYLING, MI 49738-9231

Mortgage

Document Number	202300006095
Date	Sep 20, 2023
Instrument	202300006095

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 217 S 5th St was $1,456 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Higgins Township
Municipality	Roscommon Village
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,400	$100,800
2025	$1,456.00
2023		$31,300	$62,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 217 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 S 5th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROSCOMMON serves 1,075 people · EPA ID MI0005810
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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