218 Overcup Dr, Troy, AL 36079 Property Records

Pike County property record for 218 Overcup Dr, Troy, AL 36079

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,606 sqft · built 2022
OwnerIndividual Name on Record
Last Sale$239,175 (Aug 2022)
Tax Bill$751 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN822401

Property Details

APN / Parcel Number

Primary APN822401
Alternative APNs
  • 55 17 02 09 2 001 001.073
  • 819295

Interior

Full Baths1 Bath
Building Area1,606 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number822401
Street Address218 OVERCUP DR
CityTROY
StateAL
Zip36079-0009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT #22 FINAL PLAT FOR THE SUMMIT PB2019 PG8
Legal Lot Number22
JurisdictionPIKE AL
Township / Civil DivisionTROY
Census Block Group1
Census Block1009
Census Tract189002

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address218 OVERCUP DR, TROY, AL 36079-0009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Survivorship Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jan 14, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Prior SaleJan 14, 2021
Deed Document Number0020222316
Deed Book / Page2022 / 2316
Record UpdatedJun 8, 2026

August 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionPIKE AL
Recording DateAug 15, 2022
Property Address218 OVERCUP DR, TROY, AL 36079-0009
Document Number02022/2316
Book / Page2022 / 2316
Map ReferenceMB 2019 PG 8
Instrument DateJul 25, 2022
Instrument20222316
Transaction TypeTransfer
Record UpdatedMay 13, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 437, LUVERNE, AL 36049

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address218 OVERCUP DR, TROY, AL 36079-0009

Mortgage

Document Number02022/7781
DateAug 15, 2022
Book Page2022/7781
Instrument20227781
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIKE AL
Recording DateJan 14, 2021
Property Address218 OVERCUP DR, TROY, AL 36079-0009
Document Number0002021/95
Book / Page2021 / 95
Map ReferenceMB 2008 PG 8
Instrument DateJan 13, 2021
Instrument20210095
Transaction TypeTransfer
Record UpdatedMay 13, 2024

Transaction

Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 432, LUVERNE, AL 36049-9900

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 432, LUVERNE, AL 36049-9900
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyPike County
Unified School DistrictPike County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$751.00 (-0.13%) Homeowner's exemption$21,740 (-0.09%) Land $4,000 Building $17,740$217,300 (-0.1%) Land $40,000 Building $177,300
2024$752.00 (+9.46%) Homeowner's exemption$21,760 (+8.8%) Land $4,000 Building $17,760$217,520 (+8.79%) Land $40,000 Building $177,520
2023$687.00 (+191.1%) Homeowner's exemption$20,000 (+212.5%)$199,940 (+524.81%) Land $40,000 Building $159,940
2022$236.00$6,400$32,000 Land $32,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
10,000 / 10,000
T-Mobile
Fixed Wireless
100 / 20

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