213 Overcup Dr, Troy, AL 36079 Property Records

Pike County property record for 213 Overcup Dr, Troy, AL 36079

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,744 sqft · built 2021
Lot Size0.172 acres (7,517 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Jun 2026)
Tax Bill$1,670 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN821995

Property Details

APN / Parcel Number

Primary APN821995
Alternative APNs
  • 55 17 02 09 2 001 001.069
  • 819295

Interior

Full Baths1 Bath
Building Area1,744 sqft Living Area
1st Floor Area1,744 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,517 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number821995
Street Address213 OVERCUP DR
CityTROY
StateAL
Zip36079-0010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT #18 FINAL PLAT FOR THE SUMMIT PB2019 PG8
Legal Range21E
Legal Township09N
Legal Section09
Legal SubdivisionSUMMIT AT OAK PARK PHASE I
Legal Lot Number18
JurisdictionPIKE AL
Township / Civil DivisionTROY
Census Block Group1
Census Block1009
Census Tract189002

Owner

Source: Pike County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address327 SARA DR, TROY, AL 36079-8150
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Warranty Deed, Transfer · VA Mortgage
FIRST FEDERAL BANK
Jun 23, 2026Deed of Trust, Mortgage · VA Mortgage
FIRST FEDERAL BANK
Apr 1, 2022Warranty Deed, Transfer · Conventional Mortgage
TROY BANK & TRUST CO
Sep 22, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2026 · Amount on Record
Deed SaleJun 23, 2026 · Amount on Record
Deed Book / Page2026 / 1638
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIKE AL
Recording DateJun 23, 2026
Property Address213 OVERCUP DR, TROY, AL 36079-0010
Document Number2026001638
Book / Page2026 / 1638
Instrument DateJun 9, 2026
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$26,765.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 SARA DR, TROY, AL 36079-8150

Mortgage

Document Number2026005903,
DateJun 23, 2026
Book Page2026/5903
Lender
NameFIRST FEDERAL BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE AL
Recording DateJun 23, 2026
Property Address213 OVERCUP DR, TROY, AL 36079-0010
Document Number2026005903
Book / Page2026 / 5903
Instrument DateJun 9, 2026
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 SARA DR, TROY, AL 36079-8150

Mortgage

Document Number2026005903,
DateJun 23, 2026
Book Page2026/5903
Lender
NameFIRST FEDERAL BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIKE AL
Recording DateApr 1, 2022
Property Address213 OVERCUP DR, TROY, AL 36079-0010
Document Number002022/962
Book / Page2022 / 962
Map ReferenceMB 2019 PG 8
Instrument DateMar 29, 2022
Instrument20220962
Transaction TypeTransfer
Record UpdatedMay 13, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 432, LUVERNE, AL 36049-9900

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 OVERCUP DR, TROY, AL 36079-0010

Mortgage

Document Number02022/3329
DateApr 1, 2022
Book Page2022/3329
Instrument20223329
Lender
NameTROY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIKE AL
Recording DateSep 22, 2021
Property Address213 OVERCUP DR, TROY, AL 36079-0010
Document Number02021/2928
Book / Page2021 / 2928
Map ReferenceDD 2019 PG 8
Instrument DateSep 22, 2021
Instrument20212928
Transaction TypeTransfer
Record UpdatedMay 13, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 432, LUVERNE, AL 36049-9900

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 432, LUVERNE, AL 36049-9900
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Pike County assessment roll, as of March 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyPike County
Unified School DistrictPike County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,670.00 (+112.74%)$45,200 (+99.65%) Land $8,000 Building $37,200$226,020 (-0.12%) Land $40,000 Building $186,020
2024$785.00 (+8.73%) Homeowner's exemption$22,640 (+8.02%) Land $4,000 Building $18,640$226,300 (+7.98%) Land $40,000 Building $186,300
2023$722.00 (+205.93%) Homeowner's exemption$20,960 (+227.5%)$209,580 (+554.94%) Land $40,000 Building $169,580
2022$236.00$6,400$32,000 Land $32,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
10,000 / 10,000
T-Mobile
Fixed Wireless
100 / 20

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