Middlesex County and Reading Town property record for 218 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,744 sqft · built 1930 |
| Lot Size | 0.23 acres (10,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $322,000 (Jun 2001) |
| Tax Bill | $7,875 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0022.0 |
| Primary APN | READ M:026.0-0000-0022.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,637 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,010 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 840000000020 |
|---|---|
| Street Address | 218 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-2052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 334200 |
218 Lowell St is owned and occupied by two individuals who bought it in June 2001.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 LOWELL ST, READING, MA 01867-2052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC |
| Jul 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2001 · Amount on File |
| Deed Sale | Jun 21, 2001 · Amount on File |
| Prior Sale | Dec 29, 1994 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 218 LOWELL ST, READING, MA 01867-2052 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0079614-32 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 79614/32 |
| Instrument | 16376 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 218 LOWELL ST, READING, MA 01867-2052 |
| Document Number | 71420-304 |
| Instrument Date | Jul 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 218 LOWELL ST READING MA 018672052, READING, MA 01867-2052 |
| Document Number | 71420-304 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 071420/000304 |
| Instrument | 117692 |
| Name | LOANDEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2033 |
The 2026 property tax bill for 218 Lowell St was $7,875, down 2.3% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,875.00 (-2.26%) | $718,500 (+1.57%) Land $422,800 Building $295,700 | $787,356 (+0.06%) |
| 2025 | $8,057.00 (+1.16%) | $707,400 (+4.09%) Land $416,300 Building $291,100 | $786,885 (+2.12%) |
| 2024 | $7,965.00 (+3.25%) | $679,600 (+10.92%) Land $399,900 Building $279,700 | $770,545 |
| 2023 | $7,714.00 | $612,700 Land $360,500 Building $252,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 Lowell St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 218 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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