218 Halstead St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 218 Halstead St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 2004
Lot Size	0.273 acres (11,880 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Oct 2018)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-24-407-010`

Property Details

APN / Parcel Number

Primary APN	`8913-24-407-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,880 sqft (0.273 acres)
Lot Dimensions	132 ft deep x 90 ft wide

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	218 HALSTEAD ST
City	WATERLOO
State	IA
Zip	50703-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHILLIAMS 3RD SUBDIVISION THAT PART OF LOT 2, ALL LOT 3 AND THAT PART LOT 4 BLK 6 DESC AS FOL: COM AT THE NW COR OF SAID LOT
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	SHILLIAMS 3RD SUBDIVISION
Legal Block	6
Legal Lot Number	1-4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1027
Census Tract	1800

Owner

218 Halstead St is owned by a company that bought it in October 2018.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	128 MOREHOUSE ST, EVANSDALE, IA 50707-1027
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Line of Credit DENVER SAVINGS BANK
Oct 5, 2018	Deed of Trust, Mortgage DENVER SAVINGS BANK
May 29, 2018	Warranty Deed, Transfer
May 9, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Prior Sale	May 9, 2018 · Amount on File
Deed Document Number	2018201900005755
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	218 HALSTEAD ST, WATERLOO, IA 50703-2800
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300012807
Date	Mar 22, 2023
Instrument	2023-00012807

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	121 S STATE ST, DENVER, IA 50622

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2053

Interest

Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	218 HALSTEAD ST, WATERLOO, IA 50703-2800
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900005756
Date	Oct 5, 2018
Instrument	201900005756

Lender

Name	DENVER SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 29, 2018
Property Address	218 HALSTEAD ST, WATERLOO, IA 50703-2800
Document Number	201800019332
Instrument Date	May 17, 2018
Instrument	201800019332
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 447, ODESSA, FL 33556-0447
Investor	Possibly a Property Investor

May 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 9, 2018
Property Address	218 HALSTEAD ST, WATERLOO, IA 50703-2800
Document Number	201800018259
Instrument Date	Apr 25, 2018
Instrument	201800018259
Transaction Type	Foreclosure
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 218 Halstead St was $1,954, up 20.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,954.00 (+20.17%)	$95,770 Land $14,110 Building $81,660	$95,770 Land $14,110 Building $81,660
2024	$1,626.00
2023		$74,960 (+22.26%) Land $14,110 Building $60,850	$74,960 Land $14,110 Building $60,850
2022	$1,346.00	$61,310 Land $14,110 Building $47,200
2021			$61,310 Land $14,110 Building $47,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Halstead St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Halstead St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

Nearby Properties on Halstead St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures