331 Halstead St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 331 Halstead St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 898 sqft · built 1999
Lot Size0.248 acres (10,824 sqft)
OwnerIndividual Name on File
Tax Bill$1,992 (2025)
Deeds & MortgagesApr 2019 Refinance
Flood ZoneZone X (minimal risk)
APN8913-24-258-024

Property Details

APN / Parcel Number

Primary APN8913-24-258-024

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area898 sqft Living Area
1st Floor Area898 sqft
Basement Area898 sqft
Finished Basement750 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,824 sqft (0.248 acres)
Lot Dimensions132 ft deep x 82 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address331 HALSTEAD ST
CityWATERLOO
StateIA
Zip50703-2821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOWREY & MCWILLIAMS ADDITION LOT 20 & 21 BLK 8
Legal Range13W
Legal Township89N
Legal Section24
Legal SubdivisionHOWREY & MCWILLIAMS ADDITION
Legal Block8
Legal Lot Number20,21
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1074
Census Tract1800

Owner

Source: Black Hawk County records · APN 8913-24-258-024

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address331 HALSTEAD ST, WATERLOO, IA 50703-2821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address331 HALSTEAD ST, WATERLOO, IA 50703-2821
Transaction TypeMortgage
Record UpdatedMay 08, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900015023
DateApr 09, 2019
Instrument201900015023
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 01, 2034

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,992.00 Homeowner's exemption$132,360 (+29.75%) Land $12,860 Building $119,500$132,360 (+29.75%) Land $12,860 Building $119,500
2024$1,992.00 (+2.84%)
2023$102,010 (+25.52%) Land $12,860 Building $89,150$102,010 (+25.52%) Land $12,860 Building $89,150
2022$1,937.00 Homeowner's exemption$81,270 Land $12,860 Building $68,410
2021$81,270 Land $12,860 Building $68,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband, T-Mobile USA.

Based on FCC filings for 261 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Halstead St

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