218 Fair Ave, Flora, IL 62839 Property Records

Clay County property record for 218 Fair Ave, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 2,039 sqft · built 1929
Lot Size	0.163 acres (7,131 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Mar 2024)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2010 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-36-101-113`

Property Details

APN / Parcel Number

Primary APN	`10-36-101-113`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,039 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,131 sqft (0.163 acres)
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	218 FAIR AVE
City	FLORA
State	IL
Zip	62839-2214
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	FAIR ADDN LOT 138
Legal Subdivision	FAIR ADD
Legal Lot Number	138
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2090
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 FAIR AVE, FLORA, IL 62839-2214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jul 7, 2010	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2024 · Amount on Record
Deed Sale	Mar 6, 2024 · Amount on Record
Prior Sale	Jul 7, 2010 · Amount on Record
Deed Document Number	2024209031
Prior Transfer Date	Aug 25, 2009
Prior Transfer Doc	0000169363
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Mar 6, 2024
Property Address	218 FAIR AVE, FLORA, IL 62839-2214
Document Number	0000209031
Instrument Date	Mar 4, 2024
Instrument	209031
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 FAIR AVE, FLORA, IL 62839-2214

Mortgage

Document Number	0000209032
Date	Mar 6, 2024
Instrument	209032

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.63%

July 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jul 7, 2010
Property Address	218 FAIR AVE, FLORA, IL 62839-2214
Document Number	0000171143
Instrument Date	Jun 28, 2010
Instrument	171143
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 FAIR AVE, FLORA, IL 62839-2214

Mortgage

Document Number	0000171144
Date	Jul 7, 2010
Instrument	171144

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	395 Months
Due	Jun 28, 2043

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (+7.54%) Homeowner's exemption	$33,762 (+32.03%) Land $1,980 Building $31,782	$101,286 (+32.03%) Land $5,940 Building $95,346
2024	$1,976.00 (+6.07%)
2022	$1,863.00 (+9.91%) Homeowner's exemption	$25,571 Land $1,489 Building $24,082	$76,713 Land $4,467 Building $72,246
2021	$1,695.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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