203 Fair Ave, Flora, IL 62839 Property Records

Clay County property record for 203 Fair Ave, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 936 sqft · built 1922
Lot Size	0.163 acres (7,129 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Aug 2026)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-36-101-087`

Property Details

APN / Parcel Number

Primary APN	`10-36-101-087`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
Basement Area	702 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,129 sqft (0.163 acres)
Garage Type	Mixed
Garage Area	190 sqft
Porch	Porch
Porch Area	208 sqft
Deck Area	36 sqft

Location & Zoning

Street Address	203 FAIR AVE
City	FLORA
State	IL
Zip	62839-2236
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	FAIR ADDN LOT 112
Legal Subdivision	FAIR ADDITION
Legal Lot Number	112
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2076
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 FAIR AVE, FLORA, IL 62839-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer · Conventional Mortgage BANK TRUST
Jun 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 6, 2026	Correction Deed NONE LISTED ON DOCUMENT
Mar 25, 2026	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Jun 22, 2026 · Amount on Record
Deed Document Number	20261420
Prior Transfer Date	Mar 25, 2026
Prior Transfer Doc	0000000559
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Aug 4, 2026
Property Address	203 FAIR AVE, FLORA, IL 62839-2236
Document Number	0000001420
Instrument Date	Jul 22, 2026
Instrument	20261420
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,483.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 FAIR AVE, FLORA, IL 62839-2236

Mortgage

Document Number	0000001421,
Date	Aug 4, 2026
Instrument	20261421

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Jun 22, 2026
Property Address	203 FAIR AVE, FLORA, IL 62839-2236
Document Number	0000001160
Instrument Date	Jun 19, 2026
Instrument	20261160
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$12,877.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	203 FAIR AVE, FLORA, IL 62839-2236

April 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLAY IL
Recording Date	Apr 6, 2026
Property Address	203 FAIR AVE, FLORA, IL 62839-2236
Document Number	0000000623
Instrument Date	Apr 3, 2026
Instrument	2026623
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 FLORA AVE, FLORA, IL 62839-2714

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Mar 25, 2026
Property Address	203 FAIR AVE, FLORA, IL 62839-2236
Document Number	D202600559
Instrument Date	Mar 25, 2026
Instrument	D202600559
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 FAIR AVE, FLORA, IL 62839-2236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 FLORA AVE, FLORA, IL 62839-2714

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	203 FAIR AVE, FLORA, IL 62839-2236
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202040
Date	Jun 7, 2021
Instrument	202040

Lender

Name	COMMUNITY PARTNER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (+60.07%) Homeowner's exemption Senior Citizen's exemption	$24,173 (+11.45%) Land $1,980 Building $22,193	$72,519 (+11.45%) Land $5,940 Building $66,579
2024	$869.00 (+168.21%)	$21,690 (+18.49%) Land $1,777 Building $19,913	$65,070 (+18.49%) Land $5,331 Building $59,739
2022	$324.00 (+7.28%) Homeowner's exemption Senior Citizen's exemption	$18,305 Land $1,489 Building $16,816	$54,915 Land $4,467 Building $50,448
2021	$302.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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