Monroe County and Gates Town property record for 218 Eugene St, Rochester, NY 14606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,118 sqft · built 1955 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,900 (Jun 2011) |
| Tax Bill | $5,314 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Aug 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 262600 104.15-2-21 |
| Primary APN | 262600 104.15-2-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Game Room | Game Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 178 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Canopy | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02221000000 |
|---|---|
| Street Address | 218 EUGENE ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14606-5516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0101- 1-02 20000 AC BEECHWOOD L122 L27 P3 |
| Legal Block | 2 |
| Legal Lot Number | 21.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | GATES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 14301 |
Source: Monroe County and Gates Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 218 EUGENE ST, ROCHESTER, NY 14606-5516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit ADVANTAGE FCU |
| Aug 16, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2011 · Amount on Record |
| Deed Sale | Jun 1, 2011 · Amount on Record |
| Deed Document Number | 2011198 |
| Deed Book / Page | 11002 / 632 |
| Last Transfer Date | Mar 26, 2022 |
| Transfer Doc | 0000000114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 218 EUGENE ST, ROCHESTER, NY 14606-5516 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | UNITED ABSTRACT AND RESEARCH INC, UNITED ABSTRACT & RESEARCH I |
| Name | Verified Name |
|---|---|
| Address | 218 EUGENE ST, ROCHESTER, NY 14606-5516 |
| Document Number | 202503337542 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 31146/465 |
| Instrument | 202503337542 |
| Name | ADVANTAGE FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14623 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 16, 2022 |
| Property Address | 218 EUGENE ST, ROCHESTER, NY 14606-5516 |
| Document Number | 0000000114 |
| Book / Page | 12706 / 394 |
| Map Reference | LB 27 PG 3 |
| Instrument Date | Mar 26, 2022 |
| Instrument | 202208160114 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 218 EUGENE ST, 218, ROCHESTER, NY 14606-5516 |
| Name | Verified Name |
|---|---|
| Address | 218 EUGENE ST, ROCHESTER, NY 14606-5516 |
| Document Number | 0000000115 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 202208160115 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 1, 2052 |
Source: Monroe County and Gates Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Gates Town |
| Unified School District | Gates-Chili Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,314.00 (+23.52%) Homeowner's exemption | ||
| 2025 | $4,302.00 (+8.58%) | $162,400 (+58.44%) Land $36,400 Building $126,000 | $162,400 (+31.5%) Land $36,400 Building $126,000 |
| 2023 | $102,500 (-) Land $25,200 Building $77,300 | $123,500 (+9.68%) Land $30,363 Building $93,137 | |
| 2022 | $102,500 Land $25,200 Building $77,300 | $112,600 Land $27,683 Building $84,917 | |
| 2021 | $3,962.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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