Monroe County and Gates Town property record for 194 Eugene St, Rochester, NY 14606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,575 sqft · built 1930 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Aug 2004) |
| Tax Bill | $5,765 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 262600 104.15-2-23 |
| Primary APN | 262600 104.15-2-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Upper Floors Area | 675 sqft |
| Game Room | Game Room |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 178 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 712 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02219000000 |
|---|---|
| Street Address | 194 EUGENE ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14606-5514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0101- 1-02 20000 AC BEECHWOOD LPT120 L27 P3 |
| Legal Block | 2 |
| Legal Lot Number | 23.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | GATES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 14301 |
194 Eugene St is owned and occupied by an individual who bought it in August 2004.
Source: Monroe County and Gates Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 194 EUGENE ST, ROCHESTER, NY 14606-5514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 10, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2004 · Amount on File |
| Deed Sale | Aug 31, 2004 · Amount on File |
| Prior Sale | Mar 3, 1999 · Amount on File |
| Deed Book / Page | 10012 / 58 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 194 EUGENE ST, ROCHESTER, NY 14606-5514 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Title Company | ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 194 EUGENE ST, ROCHESTER, NY 14606-5514 |
| Document Number | 0000000062 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 30051/241 |
| Instrument | 202209090062 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 194 EUGENE ST, ROCHESTER, NY 14606-5514 |
| Document Number | 0000000649 |
| Book / Page | 027291 / 000313 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2017 |
| Title Company | LIBERTY TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 194 EUGENE ST ROCHESTER NY 146065514, ROCHESTER, NY 14606-5514 |
| Document Number | 0000000649 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 027291/000313 |
| Instrument | 649 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 27, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 194 Eugene St was $5,765 with a homeowner's exemption, up 21.2% from the year before.
Source: Monroe County and Gates Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Gates Town |
| Unified School District | Gates-Chili Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,765.00 (+21.16%) Homeowner's exemption | ||
| 2025 | $4,758.00 | $175,400 Land $34,600 Building $140,800 | $175,400 Land $34,600 Building $140,800 |
| 2023 | $111,500 (-) Land $23,700 Building $87,800 | $134,300 (+9.63%) Land $28,546 Building $105,754 | |
| 2022 | $111,500 Land $23,700 Building $87,800 | $122,500 Land $26,038 Building $96,462 | |
| 2021 | $4,378.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 Eugene St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 194 Eugene St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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