218 Eppingdale Dr, Spring Lake, NC 28390 Property Records

Cumberland County property record for 218 Eppingdale Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Oct 2022)
Tax Bill	$2,700 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0502-49-3838`

Property Details

APN / Parcel Number

Primary APN	`0502-49-3838`
Alternative APN	`0502.01493838`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Heated Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	218 EPPINGDALE DR
City	SPRING LAKE
State	NC
Zip	28390-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BENT TREE OF DEERFIELD LO:121 SE:01 PL:0081-0156
Legal Subdivision	DEERFIELD / BENT TREE
Legal Block	49
Legal Lot Number	121
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3017
Census Tract	3602

Owner

218 Eppingdale Dr is owned and occupied by an individual who bought it in October 2022.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	218 EPPINGDALE DR, SPRING LAKE, NC 28390-1525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
Oct 21, 2020	Warranty Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Prior Sale	Oct 21, 2020 · Amount on File
Deed Document Number	202241288
Deed Book / Page	11596 / 530
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 17, 2022
Property Address	218 EPPINGDALE DR, SPRING LAKE, NC 28390-1525
Document Number	0115960530
Book / Page	11596 / 530
Map Reference	MB 81 PG 156
Instrument Date	Oct 10, 2022
Instrument	41288
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 GOLDSTON BLVD, 504, SANFORD, NC 27330-5507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 EPPINGDALE DR, SPRING LAKE, NC 28390-1525

Mortgage

Document Number	0000041289
Date	Oct 17, 2022
Instrument	41289

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 21, 2020
Property Address	218 EPPINGDALE DR, SPRING LAKE, NC 28390-1525
Document Number	0109090327
Book / Page	10909 / 327
Map Reference	PL 81 PG 156
Instrument Date	Sep 24, 2020
Instrument	39047
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 WINGATE RD, 59, WAKEFIELD, RI 02879-7699

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 EPPINGDALE DR, SPRING LAKE, NC 28390-1525

Mortgage

Document Number	39048
Date	Oct 21, 2020
Instrument	39048

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 218 Eppingdale Dr was $2,700.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,700.00
2025	$2,700.00 (+51.35%)	$135,997 (+44.87%) Land $30,000 Building $105,997	$135,997 (+44.87%) Land $30,000 Building $105,997
2024	$1,784.00 (+11.29%)	$93,873 (-) Land $14,000 Building $79,873	$93,873 (-) Land $14,000 Building $79,873
2023	$1,603.00 (+0.56%)	$93,873 Land $14,000 Building $79,873	$93,873 Land $14,000 Building $79,873
2022	$1,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Eppingdale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Eppingdale Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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