217 Eppingdale Dr, Spring Lake, NC 28390 Property Records

Cumberland County property record for 217 Eppingdale Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,138 sqft · built 1993
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 2021)
Tax Bill	$3,002 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0503-40-2052`

Property Details

APN / Parcel Number

Primary APN	`0503-40-2052`
Alternative APN	`0503.01402052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,138 sqft Heated Area
1st Floor Area	1,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	110 ft deep x 85 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	217 EPPINGDALE DR
City	SPRING LAKE
State	NC
Zip	28390-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BENT TREE OF DEERFIELD LO:56 SE:01 PL:0081-0156
Legal Subdivision	DEERFIELD / BENT TREE
Legal Block	40
Legal Lot Number	56
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3015
Census Tract	3602

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	217 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Dec 4, 2019	Warranty Deed, Transfer · Conventional with PMI VETERANS UNITED HM LNS
Dec 4, 2019	Quit Claim Deed, Transfer VETERANS UNITED HM LNS
Dec 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 19, 2017	Warranty Deed, Transfer · Conventional with PMI Loandepot.Com Llc

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Dec 4, 2019 · Amount on File
Deed Document Number	202157875
Deed Book / Page	11340 / 348
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	0106440358
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 15, 2021
Property Address	217 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Document Number	0113400348
Book / Page	11340 / 348
Map Reference	MB 81 PG 156
Instrument Date	Nov 18, 2021
Instrument	57875
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5125 MAXWELL RD, 5125, AUTRYVILLE, NC 28318-8827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 EPPINGDALE DR, SPRING LAKE, NC 28390-1526

Mortgage

Document Number	0000057876
Date	Dec 15, 2021
Instrument	57876

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 4, 2019
Property Address	217 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Document Number	0106440356
Book / Page	010644 / 000356
Instrument Date	Dec 2, 2019
Instrument	39128
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 EPPINGDALE DR SPRING LAKE NC 283901526, SPRING LAKE, NC 28390-1526

Mortgage

Document Number	106440360
Date	Dec 4, 2019
Book Page	010644/000360
Instrument	39130

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 4, 2019
Property Address	217 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Document Number	0106440358
Book / Page	010644 / 000358
Instrument Date	Dec 2, 2019
Instrument	39129
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 EPPINGDALE DR SPRING LAKE NC 283901526, SPRING LAKE, NC 28390-1526

Mortgage

Document Number	106440360
Date	Dec 4, 2019
Book Page	010644/000360
Instrument	39130

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 19, 2017
Property Address	217 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Document Number	0102220560
Book / Page	010222 / 000560
Instrument Date	Dec 13, 2017
Instrument	39479
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 EPPINGDALE DR SPRING LAKE NC 283901526, SPRING LAKE, NC 28390-1526

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 19, 2017
Property Address	217 EPPINGDALE DR, SPRING LAKE, NC 28390-1526
Document Number	0102220562
Book / Page	010222 / 000562
Instrument Date	Dec 11, 2017
Instrument	39480
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	217 EPPINGDALE DR SPRING LAKE NC 283901526, SPRING LAKE, NC 28390-1526

Mortgage

Document Number	102220564
Date	Dec 19, 2017
Book Page	010222/000564
Instrument	39481

Lender

Name	Loandepot.Com Llc
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,002.00
2025	$3,002.00 (+61.22%)	$148,851 (+53.37%) Land $30,000 Building $118,851	$148,851 (+53.37%) Land $30,000 Building $118,851
2024	$1,862.00 (+11.03%)	$97,054 (-) Land $14,000 Building $83,054	$97,054 (-) Land $14,000 Building $83,054
2023	$1,677.00	$97,054 Land $14,000 Building $83,054	$97,054 Land $14,000 Building $83,054
2022	$1,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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