Hancock County property record for 218 Elm St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,660 sqft · built 1900 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Dec 2000) |
| Tax Bill | $2,928 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2018 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-241-20-008.000 |
| Primary APN | 1010-241-20-008.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Living Area |
| 1st Floor Area | 1,473 sqft |
| 2nd Floor Area | 1,097 sqft |
| Basement Area | 603 sqft |
| Unfinished Basement | 603 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,453 sqft (0.217 acres) |
| Lot Dimensions | 139 ft deep x 68 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 218 ELM ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CORY LIMA ST ADD LOT 8476 W1/2 & 8477 |
| Legal Subdivision | CORY LIMA ST ADD |
| Legal Lot Number | 8476 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 1000 |
218 Elm St is owned and occupied by an individual who acquired it in April 2018.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 218 ELM ST, FINDLAY, OH 45840-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK |
| Nov 29, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FEDERAL BANK OF THE MIDWEST |
| Apr 13, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2000 · Amount on File |
| Deed Sale | Dec 4, 2000 · Amount on File |
| Prior Sale | Jan 31, 2000 · Amount on File |
| Last Transfer Date | Apr 3, 2018 |
| Transfer Doc | 02536/1260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 218 ELM ST, FINDLAY, OH 45840-3014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02576/5615 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 2576/5615 |
| Instrument | 202000013250 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 218 ELM ST, FINDLAY, OH 45840-3014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02548/2563 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 2548/2563 |
| Instrument | 201800009836 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Apr 13, 2018 |
| Property Address | 218 ELM ST, FINDLAY, OH 45840-3014 |
| Document Number | 02536/1260 |
| Book / Page | 2536 / 1260 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 201800002792 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 218 ELM ST, FINDLAY, OH 45840-3014 |
The 2025 property tax bill for 218 Elm St was $2,928 with a homeowner's exemption, up 9.6% from the year before.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,928.00 (+9.58%) Homeowner's exemption | $95,520 (+26.97%) Land $10,460 Building $85,060 | $272,900 Land $29,880 Building $243,020 |
| 2024 | $2,672.00 (-0.15%) | $75,230 (-) Land $8,240 Building $66,990 | |
| 2023 | $2,676.00 Homeowner's exemption | $75,230 Land $8,240 Building $66,990 | |
| 2022 | $214,930 Land $23,530 Building $191,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 218 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Apr 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 218 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
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