212 Elm St, Findlay, OH 45840 Property Records

Hancock County property record for 212 Elm St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,968 sqft · built 1910
Lot Size0.144 acres (6,255 sqft)
OwnerIndividual Name on Record
Last Sale$183,000 (Mar 2010)
Tax Bill$2,713 (2025)
Deeds & MortgagesAug 2008 Mortgage
Sep 2006 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1010-241-20-005.000

Property Details

APN / Parcel Number

Primary APN1010-241-20-005.000
Alternative APN
  • 560000191370

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,968 sqft Living Area
1st Floor Area1,164 sqft
2nd Floor Area804 sqft
Basement Area788 sqft
Unfinished Basement788 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area6,255 sqft (0.144 acres)
Lot Dimensions139 ft deep x 45 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area102 sqft
Deck Area209 sqft
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address212 ELM ST
CityFINDLAY
StateOH
Zip45840-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCORY LIMA ST ADD LOT 8473
Legal SubdivisionCORY LIMA ST ADD
Legal Lot Number8473
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group3
Census Block3010
Census Tract1000

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address212 ELM ST, FINDLAY, OH 45840-3014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2008Deed of Trust, Mortgage
THE OLD FORT BANKING CO
Sep 21, 2006Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE CIT GROUP-CONSUMER FINANCE INC
Jan 16, 2008Sheriff's Deed, Foreclosure
FIFTH THIRD BANK
Sep 21, 2006Special Warranty Deed, Transfer · Stand-Alone First Mortgage
THE CIT GROUP-CONSUMER FINANCE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2010 · Amount on Record
Deed SaleMar 17, 2010 · Amount on Record
Prior SaleJan 16, 2008 · Amount on Record
Deed Document Number20102256
Deed Book / Page2374 / 1106
Record UpdatedSep 20, 2026

August 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address212 ELM ST, FINDLAY, OH 45840-3014
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02345/1080
DateAug 25, 2008
Book Page2345/1080
Instrument200800009112
Lender
NameTHE OLD FORT BANKING CO
TypeBank
AddressOLD FORT, OH 44861
Agreement
AmountAmount Recorded

September 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address212 ELM ST, FINDLAY, OH 45840-3014
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyLOUISVILLE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02303/2541
DateSep 21, 2006
Book Page2303/2541
Instrument200600012302
Lender
NameTHE CIT GROUP-CONSUMER FINANCE INC
TypeSubprime Lender
Address525 METRO PL N STE 175, DUBLIN, OH 43017
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2036

January 2008: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionHANCOCK OH
Recording DateJan 16, 2008
Property Address212 ELM ST, FINDLAY, OH 45840-3014
Document Number02332/2329
Book / Page2332 / 2329
Instrument DateJan 2, 2008
Instrument200800000526
Transaction TypeForeclosure
Record UpdatedApr 3, 2026
Title CompanyHANCOCK TITLE AGENCY, HANCOCK TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3433 CHAGRIN VLY, FINDLAY, OH 45840-7965
Mail Care OfJOHN BAUER

Mortgage

Document Number200800000527
DateJan 16, 2008
Instrument200800000527
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
AmountAmount Recorded

September 2006: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHANCOCK OH
Recording DateSep 21, 2006
Property Address212 ELM ST, FINDLAY, OH 45840-3014
Document Number2303/2534
Book / Page2303 / 2534
Instrument DateSep 19, 2006
Instrument200600012300
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyLOUISVILLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 ELM ST, FINDLAY, OH 45840-3014

Mortgage

Document Number02303/2536
DateSep 21, 2006
Book Page2303/2536
Instrument200600012301
Lender
NameTHE CIT GROUP-CONSUMER FINANCE INC
TypeSubprime Lender
Address525 METRO PL N STE 175, DUBLIN, OH 43017
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2036
Interest
Rate TypeAdjustable Rate
Rate7.95%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
IndexLIBOR

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,713.00 (+9.35%)$88,510 (+26.91%) Land $7,440 Building $81,070$252,880 (+26.92%) Land $21,260 Building $231,620
2023$2,481.00 Homeowner's exemption$69,740 Land $5,860 Building $63,880
2022$199,240 Land $16,740 Building $182,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Most Recent ClaimApr 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.

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