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218 E Arroyo Dr, Harlingen, TX 78550 Property Records

Cameron County property record for 218 E Arroyo Dr, Harlingen, TX 78550

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,021 sqft · built 2009
Lot Size0.872 acres (38,000 sqft)
Owner2 Individual Names on Record
Last Sale$160,900 (Nov 2005)
Tax Bill$2,166 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN178720-0440-034000

Property Details

APN / Parcel Number

Primary APN178720-0440-034000
Alternative APN
  • 71149

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,021 sqft Living Area
1st Floor Area3,021 sqft
FlooringTile

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area38,000 sqft (0.872 acres)
Lot Dimensions304 ft deep x 125 ft wide
Garage TypeCarport
Garage Area777 sqft
CarportCarport
Carport Area777 sqft
DrivewayDriveway
Driveway Area2,280 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area607 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address218 E ARROYO DR
CityHARLINGEN
StateTX
Zip78550-7793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFINWOOD HEIGHTS SUBDIVISION LOT 34-35 & W1/2 LOT 36 BLK 44
Legal SubdivisionFINWOOD HEIGHTS SUBDIVISION
Legal Block44
Legal Lot Number34-35
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group2
Census Block2016
Census Tract11801

Owner

Source: Cameron County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address218 E ARROYO DR, HARLINGEN, TX 78550-7793
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2005 · Amount on Record
Deed SaleNov 17, 2005 · Amount on Record
Deed Document Number200566090
Deed Book / Page11981 / 90
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMERON TX
Recording DateAug 13, 2026
Property Address218 E ARROYO DR, HARLINGEN, TX 78550-7793
Document Number0000029389
Instrument DateAug 7, 2026
Instrument202629389
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanySAN JACINTO TITLE COMPANY, SAN JACINTO TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 E ARROYO DR, HARLINGEN, TX 78550-7793

Mortgage

Document Number0000029389,
DateAug 13, 2026
Instrument202629389
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalityHarlingen City
Unified School DistrictHarlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,102 (+9.58%) Land $95,000 Building $245,102$340,102 (-) Land $95,000 Building $245,102
2025$2,166.00 (-20.54%) Homeowner's exemption Disabled Person's exemption$310,367 (+6.07%) Land $95,000 Building $245,102$340,102 (+16.23%) Land $95,000 Building $245,102
2023$2,726.00 (-34.23%) Homeowner's exemption Disabled Person's exemption Additional exemption filed$292,602 Land $47,500 Building $245,102$292,602 Land $47,500 Building $245,102
2022$4,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims18 (1980–2025)
Claims Outside the SFHA13 of 18
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 3 claims
  • Severe Storms, Tornadoes & Flooding, Apr 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARLINGEN WATER WORKS SYSTEM
serves 85,900 people · EPA ID TX0310002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
VTX Communications
Fixed Wireless		400 / 50
RGV Communications
Fixed Wireless · Fiber in parts of the area		100 / 100

May also be available: AT&T, Verizon.

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