117 E Arroyo Dr, Harlingen, TX 78550 Property Records

Cameron County property record for 117 E Arroyo Dr, Harlingen, TX 78550

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,350 sqft · built 1977
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN178720-0410-023000

Property Details

APN / Parcel Number

Primary APN178720-0410-023000
Alternative APN
  • 71113

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,350 sqft Living Area
Gross Area2,825 sqft
1st Floor Area1,155 sqft
2nd Floor Area1,195 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeAttached
Garage Area475 sqft
DrivewayConcrete Driveway
Driveway Area670 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area576 sqft
PorchOpen Porch
Porch Area644 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address117 E ARROYO DR
CityHARLINGEN
StateTX
Zip78550-7742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFINWOOD HEIGHTS SUBDIVISION LOT 23-24 BLK 41
Legal SubdivisionFINWOOD HEIGHTS SUBDIVISION
Legal Block41
Legal Lot Number23-24
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group2
Census Block2019
Census Tract11801

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address117 E ARROYO DR, HARLINGEN, TX 78550-7742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2016
Deed SaleAug 12, 2016
Prior SaleSep 24, 2015 · Amount on Record
Deed Document Number201628830
Deed Book / Page21972 / 192
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMERON TX
Property Address117 E ARROYO DR, HARLINGEN, TX 78550-7742
Transaction TypeMortgage
Record UpdatedSep 14, 2023
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202110724
DateMar 16, 2021
Instrument2021-10724
Lender
NameNP INC
TypeNon-Lending Institution
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalityHarlingen City
Unified School DistrictHarlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254,485 (+1%)$267,377 (-) Land $90,300 Building $177,077
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$231,350 (-3.92%) Land $90,300 Building $177,077$267,377 (+11.05%) Land $90,300 Building $177,077
2023$240,777 Land $63,700 Building $177,077$240,777 Land $63,700 Building $177,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims18 (1980–2025)
Claims Outside the SFHA13 of 18
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 3 claims
  • Severe Storms, Tornadoes & Flooding, Apr 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARLINGEN WATER WORKS SYSTEM
serves 85,900 people · EPA ID TX0310002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
RGV Communications
Fixed Wireless
100 / 100

May also be available: AT&T, Verizon.

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