218 E 21st St, Benton, KY 42025 Property Records

Marshall County property record for 218 E 21st St, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,942 sqft · built 1970
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,900 (Apr 2007)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0B-09-05-028`

Property Details

APN / Parcel Number

Primary APN	`0B-09-05-028`
Alternative APN	`1034940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,942 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Garage Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1034940
Street Address	218 E 21ST ST
City	BENTON
State	KY
Zip	42025-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAK PARK SUBDIVISION
Jurisdiction	MARSHALL KY
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1052
Census Tract	950400

Owner

Source: Marshall County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 E 21ST ST, BENTON, KY 42025-1727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit SIGNET FEDERAL CREDIT UNION
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2007 · Amount on Record
Deed Sale	Apr 23, 2007 · Amount on Record
Deed Document Number	2007181797
Deed Book / Page	374 / 334
Last Transfer Date	Mar 13, 2026
Transfer Doc	0531000514
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Recording Date	Jun 4, 2026
Property Address	218 E 21ST ST, BENTON, KY 42025-1727
Document Number	1113000023
Book / Page	1113 / 23
Instrument Date	May 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E 21ST ST, BENTON, KY 42025-1727

Mortgage

Document Number	1113000023,
Date	Jun 4, 2026
Book Page	1113/23

Lender

Name	SIGNET FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	218 E 21ST ST, BENTON, KY 42025-1727
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E 21ST ST, BENTON, KY 42025-1727

Mortgage

Document Number	MTG963/684
Date	Feb 8, 2021
Book Page	MTG 963/684
Instrument	1035498

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	CALVERT CITY, KY 42029

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	110 Months
Due	Apr 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Benton City
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,537.00 (+2.13%)	$160,000 (-) Land $20,000 Building $140,000	$160,000 (-) Land $20,000 Building $140,000
2023	$1,505.00	$160,000 Land $20,000 Building $140,000
2022			$160,000 Land $20,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	21 (1979–2016)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Jul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides, Jul 2016 · 4 claims Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mediacom Xtream, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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