208 E 21st St, Benton, KY 42025 Property Records

Marshall County property record for 208 E 21st St, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,486 sqft
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Apr 2025)
Tax Bill	$2,413 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0B-09-05-025`

Property Details

APN / Parcel Number

Primary APN	`0B-09-05-025`
Alternative APNs	`1096310` `96050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,486 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	29,185 sqft (0.67 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1096310
Street Address	208 E 21ST ST
City	BENTON
State	KY
Zip	42025-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAK PARK SUBDIVISION
Jurisdiction	MARSHALL KY
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1052
Census Tract	950400

Owner

Source: Marshall County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 E 21ST ST, BENTON, KY 42025-1727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST CENTURY BANK
Sep 1, 2022	Deed, Transfer · Stand-Alone First Mortgage COMMUNITY FINANCIAL SERVICES BANK
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Feb 28, 2025 · Amount on Record
Deed Book / Page	523 / 16
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Recording Date	Jun 9, 2026
Property Address	208 E 21ST ST, BENTON, KY 42025-1727
Document Number	1113000214
Book / Page	1113 / 214
Instrument Date	May 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E 21ST ST, BENTON, KY 42025-1727
Investor	Possibly a Property Investor

Mortgage

Document Number	1113000214,
Date	Jun 9, 2026
Book Page	1113/214

Lender

Name	FIRST CENTURY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 26, 2027

Interest

Rate	6.3%
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Sep 1, 2022
Property Address	208 E 21ST ST, BENTON, KY 42025-1727
Document Number	000499/681
Book / Page	499 / 681
Map Reference	MB 3 PG 35
Instrument Date	Sep 1, 2022
Instrument	1091582
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1207 POPLAR ST, 1207, BENTON, KY 42025-1565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3968 EGGNERS FERRY RD, BENTON, KY 42025-8210

Mortgage

Document Number	0001091576
Date	Sep 1, 2022
Instrument	1091576

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	208 E 21ST ST, BENTON, KY 42025-1727
Transaction Type	Mortgage
Record Updated	Nov 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1013302
Date	Oct 18, 2017
Book Page	MTG 870/328
Instrument	1013302

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 10, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Benton City
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,413.00 (-14.52%) Homeowner's exemption	$320,000 (+6.67%) Land $15,000 Building $305,000	$320,000 (+156%) Land $15,000 Building $305,000
2023	$2,823.00	$300,000
2022			$125,000 Land $10,000 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	21 (1979–2016)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Jul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides, Jul 2016 · 4 claims Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mediacom Xtream, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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